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词汇 overdraft
释义

Definition of overdraft in English:

overdraft

noun ˈəʊvədrɑːftˈoʊvərˌdræft
  • A deficit in a bank account caused by drawing more money than the account holds.

    透支

    when I left Cambridge I had a £900 overdraft
    as modifier customers will be given a guaranteed overdraft facility
    Example sentencesExamples
    • But even so, much of a student's debt comes from bank overdrafts and credit cards and who could resist an easy-peasy way of getting shot of those?
    • Historically, granting bank officials overdrafts was viewed as promoting poor financial habits and setting a bad example to customers.
    • Credit cards, store credit, overdrafts - even personal loans - are all expensive ways to borrow.
    • Crucially, you will both be individually and jointly responsible for any overdrafts or debt on the joint account.
    • Presumably, those unable to survive would need to take out a loan or use credit cards and overdrafts to pay living expenses until they could get back on their feet.
    • Some issuers even allow you to transfer other expensive debts, such as overdrafts and loans, to a zero-interest deal.
    • If you count your overdraft, credit card or loan as disposable income, you're wrong.
    • So you need to clear away overdrafts, credit card balances and any personal loans.
    • If you get an overdraft from a bank, terms and conditions, as they say, apply.
    • Do not include the payments you are supposed to make on any unsecured credit such as personal loans, overdrafts and credit cards at this stage.
    • Credit cards, overdrafts and personal loans are unspeakably expensive!
    • If you have debts, whether they are bank overdrafts, personal loans or unpaid credit card bills then start by itemising all those outstanding loans.
    • Apparently, all of them are now steadily nibbling away at their overdrafts and credit card debts and supporting each other while doing it.
    • What's more, as well as interest on approved overdrafts, banks usually levy ongoing arrangement and review fees for larger overdraft limits.
    • It's possible to save a tidy fortune by switching loans, overdrafts, credit and store card balances to 0% cards.
    • Such products include personal loans, credit cards and overdrafts.
    • Interest rates on credit cards, overdrafts and personal loans are usually multiples of what you receive for savings on deposit.
    • We'd all be miles better off if we could steer clear of expensive debts, such as overdrafts, credit cards, store credit, personal loans and so on.
    • Can I link a savings account to a checking account to cover overdrafts and, if so, what is the monthly charge?
    • Experience shows that it is important to include all bank loans, overdrafts and credit cards into any reduced payment scheme.
    Synonyms
    credit, advance

Definition of overdraft in US English:

overdraft

nounˈōvərˌdraftˈoʊvərˌdræft
  • A deficit in a bank account caused by drawing more money than the account holds.

    透支

    when I left Cambridge I had a $900 overdraft
    as modifier customers will be given a guaranteed overdraft facility
    Example sentencesExamples
    • It's possible to save a tidy fortune by switching loans, overdrafts, credit and store card balances to 0% cards.
    • So you need to clear away overdrafts, credit card balances and any personal loans.
    • If you count your overdraft, credit card or loan as disposable income, you're wrong.
    • What's more, as well as interest on approved overdrafts, banks usually levy ongoing arrangement and review fees for larger overdraft limits.
    • Credit cards, store credit, overdrafts - even personal loans - are all expensive ways to borrow.
    • Interest rates on credit cards, overdrafts and personal loans are usually multiples of what you receive for savings on deposit.
    • Presumably, those unable to survive would need to take out a loan or use credit cards and overdrafts to pay living expenses until they could get back on their feet.
    • Crucially, you will both be individually and jointly responsible for any overdrafts or debt on the joint account.
    • Historically, granting bank officials overdrafts was viewed as promoting poor financial habits and setting a bad example to customers.
    • Credit cards, overdrafts and personal loans are unspeakably expensive!
    • Can I link a savings account to a checking account to cover overdrafts and, if so, what is the monthly charge?
    • If you get an overdraft from a bank, terms and conditions, as they say, apply.
    • Experience shows that it is important to include all bank loans, overdrafts and credit cards into any reduced payment scheme.
    • Apparently, all of them are now steadily nibbling away at their overdrafts and credit card debts and supporting each other while doing it.
    • Do not include the payments you are supposed to make on any unsecured credit such as personal loans, overdrafts and credit cards at this stage.
    • Such products include personal loans, credit cards and overdrafts.
    • If you have debts, whether they are bank overdrafts, personal loans or unpaid credit card bills then start by itemising all those outstanding loans.
    • We'd all be miles better off if we could steer clear of expensive debts, such as overdrafts, credit cards, store credit, personal loans and so on.
    • But even so, much of a student's debt comes from bank overdrafts and credit cards and who could resist an easy-peasy way of getting shot of those?
    • Some issuers even allow you to transfer other expensive debts, such as overdrafts and loans, to a zero-interest deal.
    Synonyms
    credit, advance
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