Definition of insurance in English:

insurance

noun ɪnˈʃʊər(ə)nsɪnˈʃʊrəns

mass noun

1An arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium.
保险
many new borrowers take out insurance against unemployment or sickness
许多新借款人办理失业或疾病保险。
Example sentencesExamples
- If they fall within the legal definition of insurance, protection may be offered to consumers in two ways.
- There are three policies available on the market - term life cover, mortgage protection and whole-of-life insurance.
- When that happens, private insurance is no longer possible.
- We all need insurance to protect ourselves and our families, homes and property.
- Anything less and the worker would not be protected by insurance.
- The need for adequate protection through insurance is also on the rise.
- I had a phone call from the bank yesterday from someone trying to sell me Card Protection insurance.
- If your parents need long term care now, it might not be possible to get insurance.
- The company has indicated that the proposals governing health insurance will protect them against rising costs.
- Could relying entirely upon the parent's insurance possibly increase the costs for camper health care?
- Identity theft is becoming so widespread in the UK that many companies now offer insurance to protect against falling victim to this increasingly common type of fraud.
- However, the risk protection afforded by insurance also increases the producer's certainty equivalent.
- The very best protection is adequate hull insurance.
- Accidents do happen and car companies have insurance to cover such eventualities, except when they happen on a race circuit.
- The military can't buy insurance to protect itself if security fails.
- This is most likely down to the various rumours that those caught exceeding the speed limit or driving without insurance might possibly avoid prosecution.
- Disability insurance is designed to protect one of your most valuable assets - your ability to earn income.
- Group health insurance in large companies protects the individual with costly conditions by including him with the less costly.
- At least we have crop insurance which is good protection against decisions that turn out bad.
- A large proportion of the money they borrowed was to cover interest and the cost of loan insurance, which would protect the loan if the couple lost their jobs.
Synonyms
assurance, indemnity, indemnification, (financial) protection, security, surety, cover
1. 1.1 The business of providing insurance.
  保险业
  Howard is in insurance
  霍华德从事保险业。
  Example sentencesExamples
  For every business, insurance included, economic woes of the last few years have impacted bottom lines.
  He grew up in a modest home in Pittsburgh, where his father, Louis Jr., first worked in the family locksmith business and later in insurance.
  I've worked in a lot of businesses - insurance, clothing, construction materials, automobiles, telecom.
  Mr Quinn, whose businesses include insurance and investment, is no stranger to big deals.
2. 1.2 Money paid for insurance.
  保险费
  my insurance has gone up
  我的保险费上涨了。
  Example sentencesExamples
  And somebody who I trusted to pay the insurance on that car - well, he wasn't paying, let's put it that way.
  As a result, we have agreed that the farm will pay the land taxes and all insurance and other local fees, but only pay a small administrative fee to the land trust.
  And now the insurance - not only that, but now the co-payment goes up.
  Lawyers fees, taxes and insurance must all be paid.
  You pay income tax, national insurance and bills.
  Take a look at your expenses over the last year to get an idea of annual expenses, such as taxes, insurance and subscription services.
  The car price is taken care of, but there is no money to pay insurance and taxes.
  This money goes towards insurance as well as the general maintenance of the centre.
  He said increased overheads such as insurance, rents and service charges have resulted in some shops becoming unviable.
  If you spend less than this amount, the money must be used on accessories, insurance or fuel for the vehicle.
  We asked experts at Sotheby's for advice on what to do with them, because they were costing a lot of money in insurance and cleaning bills.
  But if you have recently incorporated your business and are drawing money by way of dividends rather than salary to save national insurance, you may need to revisit your pension planning.
  The survey showed that living out of town will save you money on your car insurance.
  Their activities cost businesses money and push up insurance for everyone.
  The Tories will hit back by demanding to know if Labour will give a commitment not to increase national insurance and income tax.
3. 1.3 Money paid out as compensation under an insurance policy.
  保险赔偿金，保险金
  when will I be able to collect the insurance?
  我何时才能领取保险金？
  Example sentencesExamples
  The horse killer Stanley schemes to kill Sweet William and his companion Bobby to collect the insurance.
  I told my husband that if I get money for insurance I would just rather come back and stay in the UK.
  The murders took place to collect insurance on slaves who were sick and dying and therefore would not, on reaching land, become marketable commodities.
  He stands accused of setting fire to the store to collect insurance on the building and its contents.
  Why not just burn the kitchen down when I light the stove so I can collect insurance and spend it all on college tuition?
  You may get some money through insurance or legacy.
  However, no rice grower has reported an accident - something they always do to collect the insurance on their crop dusters.
2A thing providing protection against a possible eventuality.
（防备不测的）提供保障之物
jackets were hung on the back of their chairs, insurance against an encounter with air-conditioning
count noun a marquee was hired as an insurance against the weather
租了大帐篷以备天气不测。
Example sentencesExamples
- The additional altitude would give us a bit of insurance against a possible explosive mid-air meeting with one of our friends.
- My husband's just had a phone call from the bank trying to sell him Card Protection insurance.
- It was designed not as a gambling arena, it was designed as insurance against the possibility you will not have enough savings.
Synonyms
protection, defence, safeguard, safety measure, shelter, security, precaution, provision, preventive measure, immunity
guarantee, warranty
informal backstop

Usage

There is a technical distinction between insurance and assurance in the context of life insurance: see assurance

Origin

Late Middle English (originally as ensurance in the sense 'ensuring, assurance, a guarantee'): from Old French enseurance, from enseurer (see ensure). sense 1 dates from the mid 17th century.

Rhymes

assurance, durance, endurance

Definition of insurance in US English:

insurance

nouninˈSHo͝orənsɪnˈʃʊrəns

1A practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
保险
many new borrowers take out insurance against unemployment or sickness
许多新借款人办理失业或疾病保险。
Example sentencesExamples
- At least we have crop insurance which is good protection against decisions that turn out bad.
- The military can't buy insurance to protect itself if security fails.
- The very best protection is adequate hull insurance.
- If they fall within the legal definition of insurance, protection may be offered to consumers in two ways.
- Disability insurance is designed to protect one of your most valuable assets - your ability to earn income.
- Accidents do happen and car companies have insurance to cover such eventualities, except when they happen on a race circuit.
- Identity theft is becoming so widespread in the UK that many companies now offer insurance to protect against falling victim to this increasingly common type of fraud.
- The need for adequate protection through insurance is also on the rise.
- There are three policies available on the market - term life cover, mortgage protection and whole-of-life insurance.
- A large proportion of the money they borrowed was to cover interest and the cost of loan insurance, which would protect the loan if the couple lost their jobs.
- This is most likely down to the various rumours that those caught exceeding the speed limit or driving without insurance might possibly avoid prosecution.
- Anything less and the worker would not be protected by insurance.
- When that happens, private insurance is no longer possible.
- Could relying entirely upon the parent's insurance possibly increase the costs for camper health care?
- The company has indicated that the proposals governing health insurance will protect them against rising costs.
- If your parents need long term care now, it might not be possible to get insurance.
- Group health insurance in large companies protects the individual with costly conditions by including him with the less costly.
- We all need insurance to protect ourselves and our families, homes and property.
- I had a phone call from the bank yesterday from someone trying to sell me Card Protection insurance.
- However, the risk protection afforded by insurance also increases the producer's certainty equivalent.
Synonyms
assurance, indemnity, indemnification, protection, financial protection, security, surety, cover
1. 1.1 The business of providing insurance.
  保险业
  Howard is in insurance
  霍华德从事保险业。
  Example sentencesExamples
  He grew up in a modest home in Pittsburgh, where his father, Louis Jr., first worked in the family locksmith business and later in insurance.
  Mr Quinn, whose businesses include insurance and investment, is no stranger to big deals.
  For every business, insurance included, economic woes of the last few years have impacted bottom lines.
  I've worked in a lot of businesses - insurance, clothing, construction materials, automobiles, telecom.
2. 1.2 Money paid for insurance.
  保险费
  my insurance has gone up
  我的保险费上涨了。
  Example sentencesExamples
  The survey showed that living out of town will save you money on your car insurance.
  But if you have recently incorporated your business and are drawing money by way of dividends rather than salary to save national insurance, you may need to revisit your pension planning.
  And somebody who I trusted to pay the insurance on that car - well, he wasn't paying, let's put it that way.
  He said increased overheads such as insurance, rents and service charges have resulted in some shops becoming unviable.
  You pay income tax, national insurance and bills.
  If you spend less than this amount, the money must be used on accessories, insurance or fuel for the vehicle.
  Their activities cost businesses money and push up insurance for everyone.
  The Tories will hit back by demanding to know if Labour will give a commitment not to increase national insurance and income tax.
  As a result, we have agreed that the farm will pay the land taxes and all insurance and other local fees, but only pay a small administrative fee to the land trust.
  Take a look at your expenses over the last year to get an idea of annual expenses, such as taxes, insurance and subscription services.
  This money goes towards insurance as well as the general maintenance of the centre.
  We asked experts at Sotheby's for advice on what to do with them, because they were costing a lot of money in insurance and cleaning bills.
  The car price is taken care of, but there is no money to pay insurance and taxes.
  And now the insurance - not only that, but now the co-payment goes up.
  Lawyers fees, taxes and insurance must all be paid.
3. 1.3 Money paid out as compensation under an insurance policy.
  保险赔偿金，保险金
  when will I be able to collect the insurance?
  我何时才能领取保险金？
  Example sentencesExamples
  The horse killer Stanley schemes to kill Sweet William and his companion Bobby to collect the insurance.
  However, no rice grower has reported an accident - something they always do to collect the insurance on their crop dusters.
  The murders took place to collect insurance on slaves who were sick and dying and therefore would not, on reaching land, become marketable commodities.
  I told my husband that if I get money for insurance I would just rather come back and stay in the UK.
  Why not just burn the kitchen down when I light the stove so I can collect insurance and spend it all on college tuition?
  He stands accused of setting fire to the store to collect insurance on the building and its contents.
  You may get some money through insurance or legacy.
2A thing providing protection against a possible eventuality.
（防备不测的）提供保障之物
adherence to high personal standards of conduct is excellent insurance against personal problems
young people are not an insurance against loneliness in old age
Example sentencesExamples
- The additional altitude would give us a bit of insurance against a possible explosive mid-air meeting with one of our friends.
- It was designed not as a gambling arena, it was designed as insurance against the possibility you will not have enough savings.
- My husband's just had a phone call from the bank trying to sell him Card Protection insurance.
Synonyms
protection, defence, safeguard, safety measure, shelter, security, precaution, provision, preventive measure, immunity

Origin

Late Middle English (originally as ensurance in the sense ‘ensuring, assurance, a guarantee’): from Old French enseurance, from enseurer (see ensure). insurance (sense 1) dates from the mid 17th century.

词汇	insurance
释义	Definition of insurance in English: insurance noun ɪnˈʃʊər(ə)nsɪnˈʃʊrəns mass noun 1An arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium. 保险 many new borrowers take out insurance against unemployment or sickness 许多新借款人办理失业或疾病保险。 Example sentencesExamples If they fall within the legal definition of insurance, protection may be offered to consumers in two ways. There are three policies available on the market - term life cover, mortgage protection and whole-of-life insurance. When that happens, private insurance is no longer possible. We all need insurance to protect ourselves and our families, homes and property. Anything less and the worker would not be protected by insurance. The need for adequate protection through insurance is also on the rise. I had a phone call from the bank yesterday from someone trying to sell me Card Protection insurance. If your parents need long term care now, it might not be possible to get insurance. The company has indicated that the proposals governing health insurance will protect them against rising costs. Could relying entirely upon the parent's insurance possibly increase the costs for camper health care? Identity theft is becoming so widespread in the UK that many companies now offer insurance to protect against falling victim to this increasingly common type of fraud. However, the risk protection afforded by insurance also increases the producer's certainty equivalent. The very best protection is adequate hull insurance. Accidents do happen and car companies have insurance to cover such eventualities, except when they happen on a race circuit. The military can't buy insurance to protect itself if security fails. This is most likely down to the various rumours that those caught exceeding the speed limit or driving without insurance might possibly avoid prosecution. Disability insurance is designed to protect one of your most valuable assets - your ability to earn income. Group health insurance in large companies protects the individual with costly conditions by including him with the less costly. At least we have crop insurance which is good protection against decisions that turn out bad. A large proportion of the money they borrowed was to cover interest and the cost of loan insurance, which would protect the loan if the couple lost their jobs. Synonyms assurance, indemnity, indemnification, (financial) protection, security, surety, cover 1.1 The business of providing insurance. 保险业 Howard is in insurance 霍华德从事保险业。 Example sentencesExamples For every business, insurance included, economic woes of the last few years have impacted bottom lines. He grew up in a modest home in Pittsburgh, where his father, Louis Jr., first worked in the family locksmith business and later in insurance. I've worked in a lot of businesses - insurance, clothing, construction materials, automobiles, telecom. Mr Quinn, whose businesses include insurance and investment, is no stranger to big deals. 1.2 Money paid for insurance. 保险费 my insurance has gone up 我的保险费上涨了。 Example sentencesExamples And somebody who I trusted to pay the insurance on that car - well, he wasn't paying, let's put it that way. As a result, we have agreed that the farm will pay the land taxes and all insurance and other local fees, but only pay a small administrative fee to the land trust. And now the insurance - not only that, but now the co-payment goes up. Lawyers fees, taxes and insurance must all be paid. You pay income tax, national insurance and bills. Take a look at your expenses over the last year to get an idea of annual expenses, such as taxes, insurance and subscription services. The car price is taken care of, but there is no money to pay insurance and taxes. This money goes towards insurance as well as the general maintenance of the centre. He said increased overheads such as insurance, rents and service charges have resulted in some shops becoming unviable. If you spend less than this amount, the money must be used on accessories, insurance or fuel for the vehicle. We asked experts at Sotheby's for advice on what to do with them, because they were costing a lot of money in insurance and cleaning bills. But if you have recently incorporated your business and are drawing money by way of dividends rather than salary to save national insurance, you may need to revisit your pension planning. The survey showed that living out of town will save you money on your car insurance. Their activities cost businesses money and push up insurance for everyone. The Tories will hit back by demanding to know if Labour will give a commitment not to increase national insurance and income tax. 1.3 Money paid out as compensation under an insurance policy. 保险赔偿金，保险金 when will I be able to collect the insurance? 我何时才能领取保险金？ Example sentencesExamples The horse killer Stanley schemes to kill Sweet William and his companion Bobby to collect the insurance. I told my husband that if I get money for insurance I would just rather come back and stay in the UK. The murders took place to collect insurance on slaves who were sick and dying and therefore would not, on reaching land, become marketable commodities. He stands accused of setting fire to the store to collect insurance on the building and its contents. Why not just burn the kitchen down when I light the stove so I can collect insurance and spend it all on college tuition? You may get some money through insurance or legacy. However, no rice grower has reported an accident - something they always do to collect the insurance on their crop dusters. 2A thing providing protection against a possible eventuality. （防备不测的）提供保障之物 jackets were hung on the back of their chairs, insurance against an encounter with air-conditioning count noun a marquee was hired as an insurance against the weather 租了大帐篷以备天气不测。 Example sentencesExamples The additional altitude would give us a bit of insurance against a possible explosive mid-air meeting with one of our friends. My husband's just had a phone call from the bank trying to sell him Card Protection insurance. It was designed not as a gambling arena, it was designed as insurance against the possibility you will not have enough savings. Synonyms protection, defence, safeguard, safety measure, shelter, security, precaution, provision, preventive measure, immunity guarantee, warranty informal backstop Usage There is a technical distinction between insurance and assurance in the context of life insurance: see assurance Origin Late Middle English (originally as ensurance in the sense 'ensuring, assurance, a guarantee'): from Old French enseurance, from enseurer (see ensure). sense 1 dates from the mid 17th century. Rhymes assurance, durance, endurance Definition of insurance in US English: insurance nouninˈSHo͝orənsɪnˈʃʊrəns 1A practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium. 保险 many new borrowers take out insurance against unemployment or sickness 许多新借款人办理失业或疾病保险。 Example sentencesExamples At least we have crop insurance which is good protection against decisions that turn out bad. The military can't buy insurance to protect itself if security fails. The very best protection is adequate hull insurance. If they fall within the legal definition of insurance, protection may be offered to consumers in two ways. Disability insurance is designed to protect one of your most valuable assets - your ability to earn income. Accidents do happen and car companies have insurance to cover such eventualities, except when they happen on a race circuit. Identity theft is becoming so widespread in the UK that many companies now offer insurance to protect against falling victim to this increasingly common type of fraud. The need for adequate protection through insurance is also on the rise. There are three policies available on the market - term life cover, mortgage protection and whole-of-life insurance. A large proportion of the money they borrowed was to cover interest and the cost of loan insurance, which would protect the loan if the couple lost their jobs. This is most likely down to the various rumours that those caught exceeding the speed limit or driving without insurance might possibly avoid prosecution. Anything less and the worker would not be protected by insurance. When that happens, private insurance is no longer possible. Could relying entirely upon the parent's insurance possibly increase the costs for camper health care? The company has indicated that the proposals governing health insurance will protect them against rising costs. If your parents need long term care now, it might not be possible to get insurance. Group health insurance in large companies protects the individual with costly conditions by including him with the less costly. We all need insurance to protect ourselves and our families, homes and property. I had a phone call from the bank yesterday from someone trying to sell me Card Protection insurance. However, the risk protection afforded by insurance also increases the producer's certainty equivalent. Synonyms assurance, indemnity, indemnification, protection, financial protection, security, surety, cover 1.1 The business of providing insurance. 保险业 Howard is in insurance 霍华德从事保险业。 Example sentencesExamples He grew up in a modest home in Pittsburgh, where his father, Louis Jr., first worked in the family locksmith business and later in insurance. Mr Quinn, whose businesses include insurance and investment, is no stranger to big deals. For every business, insurance included, economic woes of the last few years have impacted bottom lines. I've worked in a lot of businesses - insurance, clothing, construction materials, automobiles, telecom. 1.2 Money paid for insurance. 保险费 my insurance has gone up 我的保险费上涨了。 Example sentencesExamples The survey showed that living out of town will save you money on your car insurance. But if you have recently incorporated your business and are drawing money by way of dividends rather than salary to save national insurance, you may need to revisit your pension planning. And somebody who I trusted to pay the insurance on that car - well, he wasn't paying, let's put it that way. He said increased overheads such as insurance, rents and service charges have resulted in some shops becoming unviable. You pay income tax, national insurance and bills. If you spend less than this amount, the money must be used on accessories, insurance or fuel for the vehicle. Their activities cost businesses money and push up insurance for everyone. The Tories will hit back by demanding to know if Labour will give a commitment not to increase national insurance and income tax. As a result, we have agreed that the farm will pay the land taxes and all insurance and other local fees, but only pay a small administrative fee to the land trust. Take a look at your expenses over the last year to get an idea of annual expenses, such as taxes, insurance and subscription services. This money goes towards insurance as well as the general maintenance of the centre. We asked experts at Sotheby's for advice on what to do with them, because they were costing a lot of money in insurance and cleaning bills. The car price is taken care of, but there is no money to pay insurance and taxes. And now the insurance - not only that, but now the co-payment goes up. Lawyers fees, taxes and insurance must all be paid. 1.3 Money paid out as compensation under an insurance policy. 保险赔偿金，保险金 when will I be able to collect the insurance? 我何时才能领取保险金？ Example sentencesExamples The horse killer Stanley schemes to kill Sweet William and his companion Bobby to collect the insurance. However, no rice grower has reported an accident - something they always do to collect the insurance on their crop dusters. The murders took place to collect insurance on slaves who were sick and dying and therefore would not, on reaching land, become marketable commodities. I told my husband that if I get money for insurance I would just rather come back and stay in the UK. Why not just burn the kitchen down when I light the stove so I can collect insurance and spend it all on college tuition? He stands accused of setting fire to the store to collect insurance on the building and its contents. You may get some money through insurance or legacy. 2A thing providing protection against a possible eventuality. （防备不测的）提供保障之物 adherence to high personal standards of conduct is excellent insurance against personal problems young people are not an insurance against loneliness in old age Example sentencesExamples The additional altitude would give us a bit of insurance against a possible explosive mid-air meeting with one of our friends. It was designed not as a gambling arena, it was designed as insurance against the possibility you will not have enough savings. My husband's just had a phone call from the bank trying to sell him Card Protection insurance. Synonyms protection, defence, safeguard, safety measure, shelter, security, precaution, provision, preventive measure, immunity Origin Late Middle English (originally as ensurance in the sense ‘ensuring, assurance, a guarantee’): from Old French enseurance, from enseurer (see ensure). insurance (sense 1) dates from the mid 17th century.
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