Definition of mortgage in English:

mortgage

noun ˈmɔːɡɪdʒˈmɔrɡɪdʒ

1A legal agreement by which a bank, building society, etc. lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.
I put down a hundred thousand in cash and took out a mortgage for the rest
我付了十万元现金，余额用抵押贷款支付。
Example sentencesExamples
- While speaking of mortgages what will happen to them during 2001?
- It can accordingly be the subject of a charge or mortgage, effected by means of an assignment.
- Although borrowers may be comfortable taking out loans and mortgages at current interest rates, what is the likelihood of a rise in rates, over the medium to long term?
- They take out mortgages and life insurance policies.
- There is no question that there was a proper mortgage under the Real Property Act, but then it is said it was not proved that the consent of the mortgagee was given to that lease.
- These sub-prime mortgages have a terrible record.
- The Bank obtained an array of security documents ranging from general security agreements to mortgages or charges on land.
- If you have personal debt, such as a line of credit used for investment purchases, consider converting this debt into a personal mortgage on real estate.
- Obtaining a mortgage anywhere will depend largely on the ability of the borrower to repay the loan.
- Last month the building society launched a mortgage with an interest rate capped at 4.99% until May 2009.
- Surely the interest paid over the life of the mortgage is enough for banks and building societies to absorb the costs themselves?
- Additional finance was to be raised by a mortgage with the Yorkshire Bank.
- Now she is worried about her mortgage, which will soon have to be renewed, as doubts grow over the direction of interest rates.
- Thus, in Forster, the defendant solicitors were instructed to advise the plaintiff about executing a mortgage which charged her freehold property as security for a loan made to her son.
- More fixed-rate mortgages will also help to bring Britain into line with other countries in the European Union and hasten entry into the single monetary system - the euro.
- A transaction for which land transfer tax is payable includes a final order of foreclosure under any mortgage or charge affecting land.
- If they continue, many mortgages will be difficult to service.
- What do you think the increased cost of mortgages will do for your boom?
- So a customer with a flexible mortgage will be able to overpay, underpay and apply for a payment holiday or funds from the draw-down facility to coincide with their changing circumstances.
- Of the two main products, lifetime mortgages will come under FSA regulation and ombudsman protection, but home reversion plans will not - at least for the time being.
- A Your job history and how well you have repaid past debts are important factors in whether you'll qualify for a mortgage.
- Our guide through the mortgage maze will help house-hunters identify the right product for their needs.
- However, some mortgages will suit your needs better than others, so how do you decide which one's best for you?
- Special deals, such as fixed and capped rate mortgages, will usually carry these penalties.
- Thanks to new regulations that came into effect last October, mortgages are now overseen by the Financial Services Authority.
- The Plaintiffs separately claim the debt incurred with the mortgages on the property.
- Our new mortgage will be for 15 years rather than 25 because I would like to pay it off as soon as I can.
Synonyms
credit, advance
1. 1.1 The amount of money borrowed in a mortgage.
  a £60,000 mortgage
  Example sentencesExamples
  Over half the houses in the country are owned outright by people while a further significant amount have very low mortgages and have seen their homes triple in value.
  Last month the building society launched a mortgage with an interest rate capped at 4.99% until May 2009.
  Surely the interest paid over the life of the mortgage is enough for banks and building societies to absorb the costs themselves?
  Now she is worried about her mortgage, which will soon have to be renewed, as doubts grow over the direction of interest rates.
  Additional finance was to be raised by a mortgage with the Yorkshire Bank.
  The size of your current mortgage, school or university fees for children, and the effects of inflation must all be considered.
  Much of the sharp rise is being driven by rising house prices, with more than €1 billion in mortgages borrowed each month.
  But the energy cost savings will far exceed the amount added to the mortgage.
  Obtaining a mortgage anywhere will depend largely on the ability of the borrower to repay the loan.
  Cases it has dealt with vary from revoked credit cards to missed mortgage payments, according to a company spokesman.
  If you don't like the idea of debt then you will probably be happier with a standard repayment loan where you can see the amount of your mortgage decreasing as time goes on.
  I own my home with a small amount outstanding on the mortgage.
  The government should recognise that it is dealing with people who have suffered hardship and serious worries about whether their mortgages will be paid off.
  It makes money on the interest homeowners pay on their mortgages minus the interest it pays on low-rate bonds that it sells to institutional investors and foreign banks.
  While speaking of mortgages what will happen to them during 2001?
  In eight out of ten major towns, people on average incomes cannot afford to buy an average home which is now 6.7 times average annual pay and will require a mortgage of five times your income.
  These sub-prime mortgages have a terrible record.
  In some instances they insist that the parent guarantees only the portion of the mortgage above the amount they would usually lend, based on the child's salary.
  They take out mortgages and life insurance policies.
  Although borrowers may be comfortable taking out loans and mortgages at current interest rates, what is the likelihood of a rise in rates, over the medium to long term?
  Our new mortgage will be for 15 years rather than 25 because I would like to pay it off as soon as I can.
  Thanks to new regulations that came into effect last October, mortgages are now overseen by the Financial Services Authority.
  In some cases their grandchildren will finish paying the mortgages on them.
  Special deals, such as fixed and capped rate mortgages, will usually carry these penalties.
  If you default on your mortgage repayments, the bank or lending institution has the right to claim 100 per cent of the property.
  And it could trigger a sharp fall in prices, with the consequent return of negative equity - the value of the property falling below the amount of the outstanding mortgage.
  At the end of their working period and having redeemed the mortgage, they will remain in their own houses.
  However, some mortgages will suit your needs better than others, so how do you decide which one's best for you?
  You therefore in effect overpay each month, which is why your mortgage would be cleared more quickly.
  Our guide through the mortgage maze will help house-hunters identify the right product for their needs.
  Of the two main products, lifetime mortgages will come under FSA regulation and ombudsman protection, but home reversion plans will not - at least for the time being.
  A Your job history and how well you have repaid past debts are important factors in whether you'll qualify for a mortgage.
  Once we have paid off our mortgages, we will consider pro bono work.
  If you pay off your mortgage, you'll also lose the advantage of using someone else's money to invest.
  What do you think the increased cost of mortgages will do for your boom?
  The fee will usually be about 1% of the mortgage, but this will depend on the size of the loan and the complications of each individual case.
  If they continue, many mortgages will be difficult to service.
  So a customer with a flexible mortgage will be able to overpay, underpay and apply for a payment holiday or funds from the draw-down facility to coincide with their changing circumstances.
  The standard policy reduces the amount covered as the mortgage is paid off so it is cheaper than a level term, which is one constant sum assured for the life of the policy.
  More fixed-rate mortgages will also help to bring Britain into line with other countries in the European Union and hasten entry into the single monetary system - the euro.
2. 1.2 A deed effecting a mortgage.
  抵押契据
  Example sentencesExamples
  The piece of paper that documents this pledge is usually called a mortgage or a deed of trust.
  Correspondence, deeds, mortgages, and business papers document the Burnett Family of Marshall County, Illinois.
  How do you complain against the organisation that probably holds your mortgage deeds?
  It is claimed that his signature is on a joint mortgage document with Smith and that meant he could undertake a complex financial transaction as part of the deal.
  I am terrified that signing a mortgage will make me sacrifice my time to pay for a shell to house my life.
  It had won its case in 1994, when a French court decided that Windsor had signed a mortgage deed.
  Sounds a bit like me with my mortgage deeds, come to think of it.

verb ˈmɔːɡɪdʒˈmɔrɡɪdʒ

[with object]

1Convey (a property) to a creditor as security on a loan.
将（房地产）抵押贷款
the estate was mortgaged up to the hilt
a heavily mortgaged farm
Example sentencesExamples
- Much of what appears to be ‘owned’ farm property is mortgaged to the Land Bank or is held as collateral by one of the other banks.
- They granted John Jr. a power to mortgage the Property for an amount not to exceed $500,000.
- All four are said to be mortgaged to the Midland Bank to secure a loan, which exceeds their value, and to generate income less than the sums required to service the loan.
- Most families take out heavy loans, pawn jewelry and other valuables or mortgage their property to scrape together the money to fund the illicit journey.
- Without it, you can't raise funds by mortgaging your land, hence no investment, no capital accumulation and no climbing out of poverty
- This involved mortgaging those estates heavily to the government and using the capital for development and the hire of wage-labour.
- Returning to Ireland, he took out a bank loan, mortgaging his house, and hit up former employer Tullow Engineering for backing.
- In July the goods were mortgaged by the Claimant to HSBC as per the HSBC chattel mortgage under the covenants of which… the Claimant had obligations which were wholly inconsistent with rejection of the goods.
- Mr. Aarts mortgaged this property to provide part of the funds used to purchase the home.
- They were required to mortgage their property to insure against the need to pay compensation for damage done by robbers.
- Hjorten and Fuller went without salaries for the project's first year and financed the company by mortgaging their property and by taking on credit-card debt.
- The bank leant heavily on his elderly father, and in due course the latter without further advice mortgaged his farm to cover his son's further outgoings.
- During this time her brother-in-law mortgaged the property, without her knowledge, as security for his own debts, and when he defaulted on the repayments, the bank sought possession of the property.
- Section 144 allows the transfer of leases and section 144 allows leases to be mortgaged and there are subsequent provisions which deal specifically with a mortgage over a leasehold or licence.
- Mrs Smyth had agreed to mortgage the 124-acre family farm in CoTipperary, and had signed a consent form under the 1976 act.
- Many growers are heavily mortgaged and have reduced equity in their farms, which makes them less attractive to lenders.
- The moment the patents were granted they would be valuable pieces of Intellectual Property, which could be mortgaged, sold or handled in any normal way.
- That is the guts of it, really, and, especially that this pastoral lease has been mortgaged - this brings another problem.
- They constantly refer to becoming a ‘millionaire’, but owning mortgaged properties worth £1 million is not the same as having £1 million of capital.
- I then purchased Park lane with the additional funds I gained by mortgaging some properties.
- None of the team's assets, including its Milton Keynes headquarters, is mortgaged to banks or creditors, and the 300 staff are skilled and committed.
Synonyms
put up as collateral, guarantee, pawn
1. 1.1 Expose to future risk or constraint for the sake of immediate advantage.
  〈喻〉（为眼前好处）使承受（未来）风险
  some people worry that selling off state assets mortgages the country's future
  有人担心出售国有资产是拿国家前途作抵押。
  Example sentencesExamples
  Whenever a nation or nations go to war, they mortgage the lives of future generations.
  He railed against the banks, the shops, the ‘irresistible power’ of advertising and the fact that we have all, supposedly, mortgaged our future for a relentless, driven, empty consumerism.
  If a team is young they must mortgage the future so that they can win in the here and now.
  Isn't true wealth the ability to live abundantly without mortgaging your future?
  At the same time, they are mortgaging the future of our children and our country.
  But students cannot mortgage their future earnings potential to pay for their living expenses in the present.
  It is easy to say that these actions mortgaged the future.
  In such a situation, younger people may question whether their futures should be mortgaged to care for those who are making no productive contributions to society for such an extended portion of their lives.
  Slashing college budgets doesn't mortgage the future, it potentially eradicates it.
  He is borrowing to buy the club, thus effectively mortgaging its future.
  Middle-class British parents, meanwhile, are mortgaging their futures to keep their children out of state schools, or to buy homes in areas where the local state school has a civilized reputation.
  The hard truth is, California's future is already mortgaged.
  They are wasting their youth and mortgaging their future.
  Inspections are a form of appeasement - they will buy a little time, but ultimately they mortgage our future to a dictator.
  We should focus on measures that help the current economy without further mortgaging our future.
  ‘We're not going to mortgage the future in order to win a few extra games the first season,’ he says.
  We are on a spending spree that's mortgaging our children's futures, and I feel very strongly about that.
  Yet they aren't in bad shape for a franchise that mortgaged its future.
  However, they have simply mortgaged worker's futures, preparing the way for more wide-ranging attacks affecting the great majority of the workforce as are now taking place.
  However there were risks in mortgaging means of production.

Derivatives

mortgageable

adjective

He is eminently employable - if not employed - and mortgageable, though it was submitted on his behalf that it was not so.
Example sentencesExamples
- The only solution we could find was to turn it into living accommodation, because this would allow the property to become mortgageable.
- Unless the loan is reinvested in the home, borrowing against the free mortgageable value makes households more vulnerable to falling property prices.
- After the Short Sale, and with 12 months of paying rent and other bills on time, they may once again be mortgageable, preserving their future.
- It was to achieve, through negotiation, repairs that would at least put people back where they thought they were going to be in the first place: with sound, mortgageable properties.

Origin

Late Middle English: from Old French, literally 'dead pledge', from mort (from Latin mortuus 'dead') + gage 'pledge'.

Definition of mortgage in US English:

mortgage

nounˈmɔrɡɪdʒˈmôrɡij

1A legal agreement by which a bank or other creditor lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.
Example sentencesExamples
- If you have personal debt, such as a line of credit used for investment purchases, consider converting this debt into a personal mortgage on real estate.
- Thus, in Forster, the defendant solicitors were instructed to advise the plaintiff about executing a mortgage which charged her freehold property as security for a loan made to her son.
- Our guide through the mortgage maze will help house-hunters identify the right product for their needs.
- Although borrowers may be comfortable taking out loans and mortgages at current interest rates, what is the likelihood of a rise in rates, over the medium to long term?
- So a customer with a flexible mortgage will be able to overpay, underpay and apply for a payment holiday or funds from the draw-down facility to coincide with their changing circumstances.
- Of the two main products, lifetime mortgages will come under FSA regulation and ombudsman protection, but home reversion plans will not - at least for the time being.
- Obtaining a mortgage anywhere will depend largely on the ability of the borrower to repay the loan.
- They take out mortgages and life insurance policies.
- If they continue, many mortgages will be difficult to service.
- What do you think the increased cost of mortgages will do for your boom?
- There is no question that there was a proper mortgage under the Real Property Act, but then it is said it was not proved that the consent of the mortgagee was given to that lease.
- Surely the interest paid over the life of the mortgage is enough for banks and building societies to absorb the costs themselves?
- These sub-prime mortgages have a terrible record.
- Additional finance was to be raised by a mortgage with the Yorkshire Bank.
- Special deals, such as fixed and capped rate mortgages, will usually carry these penalties.
- Last month the building society launched a mortgage with an interest rate capped at 4.99% until May 2009.
- It can accordingly be the subject of a charge or mortgage, effected by means of an assignment.
- The Bank obtained an array of security documents ranging from general security agreements to mortgages or charges on land.
- Now she is worried about her mortgage, which will soon have to be renewed, as doubts grow over the direction of interest rates.
- More fixed-rate mortgages will also help to bring Britain into line with other countries in the European Union and hasten entry into the single monetary system - the euro.
- A Your job history and how well you have repaid past debts are important factors in whether you'll qualify for a mortgage.
- The Plaintiffs separately claim the debt incurred with the mortgages on the property.
- A transaction for which land transfer tax is payable includes a final order of foreclosure under any mortgage or charge affecting land.
- While speaking of mortgages what will happen to them during 2001?
- However, some mortgages will suit your needs better than others, so how do you decide which one's best for you?
- Thanks to new regulations that came into effect last October, mortgages are now overseen by the Financial Services Authority.
- Our new mortgage will be for 15 years rather than 25 because I would like to pay it off as soon as I can.
Synonyms
credit, advance
1. 1.1 A loan obtained through the conveyance of property as security.
  抵押贷款，按揭
  I put down a hundred thousand in cash and took out a mortgage for the rest
  我付了十万元现金，余额用抵押贷款支付。
  Example sentencesExamples
  And it could trigger a sharp fall in prices, with the consequent return of negative equity - the value of the property falling below the amount of the outstanding mortgage.
  Of the two main products, lifetime mortgages will come under FSA regulation and ombudsman protection, but home reversion plans will not - at least for the time being.
  More fixed-rate mortgages will also help to bring Britain into line with other countries in the European Union and hasten entry into the single monetary system - the euro.
  Now she is worried about her mortgage, which will soon have to be renewed, as doubts grow over the direction of interest rates.
  Although borrowers may be comfortable taking out loans and mortgages at current interest rates, what is the likelihood of a rise in rates, over the medium to long term?
  Last month the building society launched a mortgage with an interest rate capped at 4.99% until May 2009.
  Special deals, such as fixed and capped rate mortgages, will usually carry these penalties.
  Additional finance was to be raised by a mortgage with the Yorkshire Bank.
  The government should recognise that it is dealing with people who have suffered hardship and serious worries about whether their mortgages will be paid off.
  Much of the sharp rise is being driven by rising house prices, with more than €1 billion in mortgages borrowed each month.
  Once we have paid off our mortgages, we will consider pro bono work.
  Our new mortgage will be for 15 years rather than 25 because I would like to pay it off as soon as I can.
  If you pay off your mortgage, you'll also lose the advantage of using someone else's money to invest.
  Surely the interest paid over the life of the mortgage is enough for banks and building societies to absorb the costs themselves?
  At the end of their working period and having redeemed the mortgage, they will remain in their own houses.
  I own my home with a small amount outstanding on the mortgage.
  Thanks to new regulations that came into effect last October, mortgages are now overseen by the Financial Services Authority.
  But the energy cost savings will far exceed the amount added to the mortgage.
  You therefore in effect overpay each month, which is why your mortgage would be cleared more quickly.
  So a customer with a flexible mortgage will be able to overpay, underpay and apply for a payment holiday or funds from the draw-down facility to coincide with their changing circumstances.
  The standard policy reduces the amount covered as the mortgage is paid off so it is cheaper than a level term, which is one constant sum assured for the life of the policy.
  A Your job history and how well you have repaid past debts are important factors in whether you'll qualify for a mortgage.
  Over half the houses in the country are owned outright by people while a further significant amount have very low mortgages and have seen their homes triple in value.
  Our guide through the mortgage maze will help house-hunters identify the right product for their needs.
  Cases it has dealt with vary from revoked credit cards to missed mortgage payments, according to a company spokesman.
  In eight out of ten major towns, people on average incomes cannot afford to buy an average home which is now 6.7 times average annual pay and will require a mortgage of five times your income.
  However, some mortgages will suit your needs better than others, so how do you decide which one's best for you?
  The size of your current mortgage, school or university fees for children, and the effects of inflation must all be considered.
  It makes money on the interest homeowners pay on their mortgages minus the interest it pays on low-rate bonds that it sells to institutional investors and foreign banks.
  These sub-prime mortgages have a terrible record.
  In some instances they insist that the parent guarantees only the portion of the mortgage above the amount they would usually lend, based on the child's salary.
  In some cases their grandchildren will finish paying the mortgages on them.
  If you default on your mortgage repayments, the bank or lending institution has the right to claim 100 per cent of the property.
  If you don't like the idea of debt then you will probably be happier with a standard repayment loan where you can see the amount of your mortgage decreasing as time goes on.
  What do you think the increased cost of mortgages will do for your boom?
  If they continue, many mortgages will be difficult to service.
  They take out mortgages and life insurance policies.
  Obtaining a mortgage anywhere will depend largely on the ability of the borrower to repay the loan.
  The fee will usually be about 1% of the mortgage, but this will depend on the size of the loan and the complications of each individual case.
  While speaking of mortgages what will happen to them during 2001?
2. 1.2 A deed effecting the conditions of a mortgage.
  Example sentencesExamples
  How do you complain against the organisation that probably holds your mortgage deeds?
  The piece of paper that documents this pledge is usually called a mortgage or a deed of trust.
  It had won its case in 1994, when a French court decided that Windsor had signed a mortgage deed.
  I am terrified that signing a mortgage will make me sacrifice my time to pay for a shell to house my life.
  Sounds a bit like me with my mortgage deeds, come to think of it.
  It is claimed that his signature is on a joint mortgage document with Smith and that meant he could undertake a complex financial transaction as part of the deal.
  Correspondence, deeds, mortgages, and business papers document the Burnett Family of Marshall County, Illinois.

verbˈmɔrɡɪdʒˈmôrɡij

[with object]

1Convey (a property) to a creditor as security on a loan.
将（房地产）抵押贷款
the estate was mortgaged up to the hilt
Example sentencesExamples
- Hjorten and Fuller went without salaries for the project's first year and financed the company by mortgaging their property and by taking on credit-card debt.
- Returning to Ireland, he took out a bank loan, mortgaging his house, and hit up former employer Tullow Engineering for backing.
- They were required to mortgage their property to insure against the need to pay compensation for damage done by robbers.
- Many growers are heavily mortgaged and have reduced equity in their farms, which makes them less attractive to lenders.
- This involved mortgaging those estates heavily to the government and using the capital for development and the hire of wage-labour.
- Without it, you can't raise funds by mortgaging your land, hence no investment, no capital accumulation and no climbing out of poverty
- That is the guts of it, really, and, especially that this pastoral lease has been mortgaged - this brings another problem.
- I then purchased Park lane with the additional funds I gained by mortgaging some properties.
- The moment the patents were granted they would be valuable pieces of Intellectual Property, which could be mortgaged, sold or handled in any normal way.
- Much of what appears to be ‘owned’ farm property is mortgaged to the Land Bank or is held as collateral by one of the other banks.
- They granted John Jr. a power to mortgage the Property for an amount not to exceed $500,000.
- Most families take out heavy loans, pawn jewelry and other valuables or mortgage their property to scrape together the money to fund the illicit journey.
- Section 144 allows the transfer of leases and section 144 allows leases to be mortgaged and there are subsequent provisions which deal specifically with a mortgage over a leasehold or licence.
- During this time her brother-in-law mortgaged the property, without her knowledge, as security for his own debts, and when he defaulted on the repayments, the bank sought possession of the property.
- The bank leant heavily on his elderly father, and in due course the latter without further advice mortgaged his farm to cover his son's further outgoings.
- None of the team's assets, including its Milton Keynes headquarters, is mortgaged to banks or creditors, and the 300 staff are skilled and committed.
- Mrs Smyth had agreed to mortgage the 124-acre family farm in CoTipperary, and had signed a consent form under the 1976 act.
- All four are said to be mortgaged to the Midland Bank to secure a loan, which exceeds their value, and to generate income less than the sums required to service the loan.
- In July the goods were mortgaged by the Claimant to HSBC as per the HSBC chattel mortgage under the covenants of which… the Claimant had obligations which were wholly inconsistent with rejection of the goods.
- Mr. Aarts mortgaged this property to provide part of the funds used to purchase the home.
- They constantly refer to becoming a ‘millionaire’, but owning mortgaged properties worth £1 million is not the same as having £1 million of capital.
Synonyms
put up as collateral, guarantee, pawn
1. 1.1 Expose to future risk or constraint for the sake of immediate advantage.
  〈喻〉（为眼前好处）使承受（未来）风险
  some people worry that selling off federal assets mortgages the country's future
  有人担心出售国有资产是拿国家前途作抵押。
  Example sentencesExamples
  He railed against the banks, the shops, the ‘irresistible power’ of advertising and the fact that we have all, supposedly, mortgaged our future for a relentless, driven, empty consumerism.
  However there were risks in mortgaging means of production.
  The hard truth is, California's future is already mortgaged.
  Slashing college budgets doesn't mortgage the future, it potentially eradicates it.
  However, they have simply mortgaged worker's futures, preparing the way for more wide-ranging attacks affecting the great majority of the workforce as are now taking place.
  We should focus on measures that help the current economy without further mortgaging our future.
  In such a situation, younger people may question whether their futures should be mortgaged to care for those who are making no productive contributions to society for such an extended portion of their lives.
  Whenever a nation or nations go to war, they mortgage the lives of future generations.
  At the same time, they are mortgaging the future of our children and our country.
  They are wasting their youth and mortgaging their future.
  Inspections are a form of appeasement - they will buy a little time, but ultimately they mortgage our future to a dictator.
  If a team is young they must mortgage the future so that they can win in the here and now.
  It is easy to say that these actions mortgaged the future.
  He is borrowing to buy the club, thus effectively mortgaging its future.
  Yet they aren't in bad shape for a franchise that mortgaged its future.
  But students cannot mortgage their future earnings potential to pay for their living expenses in the present.
  Isn't true wealth the ability to live abundantly without mortgaging your future?
  We are on a spending spree that's mortgaging our children's futures, and I feel very strongly about that.
  Middle-class British parents, meanwhile, are mortgaging their futures to keep their children out of state schools, or to buy homes in areas where the local state school has a civilized reputation.
  ‘We're not going to mortgage the future in order to win a few extra games the first season,’ he says.

Origin

Late Middle English: from Old French, literally ‘dead pledge’, from mort (from Latin mortuus ‘dead’) + gage ‘pledge’.

词汇	mortgage
释义	Definition of mortgage in English: mortgage noun ˈmɔːɡɪdʒˈmɔrɡɪdʒ 1A legal agreement by which a bank, building society, etc. lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt. I put down a hundred thousand in cash and took out a mortgage for the rest 我付了十万元现金，余额用抵押贷款支付。 Example sentencesExamples While speaking of mortgages what will happen to them during 2001? It can accordingly be the subject of a charge or mortgage, effected by means of an assignment. Although borrowers may be comfortable taking out loans and mortgages at current interest rates, what is the likelihood of a rise in rates, over the medium to long term? They take out mortgages and life insurance policies. There is no question that there was a proper mortgage under the Real Property Act, but then it is said it was not proved that the consent of the mortgagee was given to that lease. These sub-prime mortgages have a terrible record. The Bank obtained an array of security documents ranging from general security agreements to mortgages or charges on land. If you have personal debt, such as a line of credit used for investment purchases, consider converting this debt into a personal mortgage on real estate. Obtaining a mortgage anywhere will depend largely on the ability of the borrower to repay the loan. Last month the building society launched a mortgage with an interest rate capped at 4.99% until May 2009. Surely the interest paid over the life of the mortgage is enough for banks and building societies to absorb the costs themselves? Additional finance was to be raised by a mortgage with the Yorkshire Bank. Now she is worried about her mortgage, which will soon have to be renewed, as doubts grow over the direction of interest rates. Thus, in Forster, the defendant solicitors were instructed to advise the plaintiff about executing a mortgage which charged her freehold property as security for a loan made to her son. More fixed-rate mortgages will also help to bring Britain into line with other countries in the European Union and hasten entry into the single monetary system - the euro. A transaction for which land transfer tax is payable includes a final order of foreclosure under any mortgage or charge affecting land. If they continue, many mortgages will be difficult to service. What do you think the increased cost of mortgages will do for your boom? So a customer with a flexible mortgage will be able to overpay, underpay and apply for a payment holiday or funds from the draw-down facility to coincide with their changing circumstances. Of the two main products, lifetime mortgages will come under FSA regulation and ombudsman protection, but home reversion plans will not - at least for the time being. A Your job history and how well you have repaid past debts are important factors in whether you'll qualify for a mortgage. Our guide through the mortgage maze will help house-hunters identify the right product for their needs. However, some mortgages will suit your needs better than others, so how do you decide which one's best for you? Special deals, such as fixed and capped rate mortgages, will usually carry these penalties. Thanks to new regulations that came into effect last October, mortgages are now overseen by the Financial Services Authority. The Plaintiffs separately claim the debt incurred with the mortgages on the property. Our new mortgage will be for 15 years rather than 25 because I would like to pay it off as soon as I can. Synonyms credit, advance 1.1 The amount of money borrowed in a mortgage. a £60,000 mortgage Example sentencesExamples Over half the houses in the country are owned outright by people while a further significant amount have very low mortgages and have seen their homes triple in value. Last month the building society launched a mortgage with an interest rate capped at 4.99% until May 2009. Surely the interest paid over the life of the mortgage is enough for banks and building societies to absorb the costs themselves? Now she is worried about her mortgage, which will soon have to be renewed, as doubts grow over the direction of interest rates. Additional finance was to be raised by a mortgage with the Yorkshire Bank. The size of your current mortgage, school or university fees for children, and the effects of inflation must all be considered. Much of the sharp rise is being driven by rising house prices, with more than €1 billion in mortgages borrowed each month. But the energy cost savings will far exceed the amount added to the mortgage. Obtaining a mortgage anywhere will depend largely on the ability of the borrower to repay the loan. Cases it has dealt with vary from revoked credit cards to missed mortgage payments, according to a company spokesman. If you don't like the idea of debt then you will probably be happier with a standard repayment loan where you can see the amount of your mortgage decreasing as time goes on. I own my home with a small amount outstanding on the mortgage. The government should recognise that it is dealing with people who have suffered hardship and serious worries about whether their mortgages will be paid off. It makes money on the interest homeowners pay on their mortgages minus the interest it pays on low-rate bonds that it sells to institutional investors and foreign banks. While speaking of mortgages what will happen to them during 2001? In eight out of ten major towns, people on average incomes cannot afford to buy an average home which is now 6.7 times average annual pay and will require a mortgage of five times your income. These sub-prime mortgages have a terrible record. In some instances they insist that the parent guarantees only the portion of the mortgage above the amount they would usually lend, based on the child's salary. They take out mortgages and life insurance policies. Although borrowers may be comfortable taking out loans and mortgages at current interest rates, what is the likelihood of a rise in rates, over the medium to long term? Our new mortgage will be for 15 years rather than 25 because I would like to pay it off as soon as I can. Thanks to new regulations that came into effect last October, mortgages are now overseen by the Financial Services Authority. In some cases their grandchildren will finish paying the mortgages on them. Special deals, such as fixed and capped rate mortgages, will usually carry these penalties. If you default on your mortgage repayments, the bank or lending institution has the right to claim 100 per cent of the property. And it could trigger a sharp fall in prices, with the consequent return of negative equity - the value of the property falling below the amount of the outstanding mortgage. At the end of their working period and having redeemed the mortgage, they will remain in their own houses. However, some mortgages will suit your needs better than others, so how do you decide which one's best for you? You therefore in effect overpay each month, which is why your mortgage would be cleared more quickly. Our guide through the mortgage maze will help house-hunters identify the right product for their needs. Of the two main products, lifetime mortgages will come under FSA regulation and ombudsman protection, but home reversion plans will not - at least for the time being. A Your job history and how well you have repaid past debts are important factors in whether you'll qualify for a mortgage. Once we have paid off our mortgages, we will consider pro bono work. If you pay off your mortgage, you'll also lose the advantage of using someone else's money to invest. What do you think the increased cost of mortgages will do for your boom? The fee will usually be about 1% of the mortgage, but this will depend on the size of the loan and the complications of each individual case. If they continue, many mortgages will be difficult to service. So a customer with a flexible mortgage will be able to overpay, underpay and apply for a payment holiday or funds from the draw-down facility to coincide with their changing circumstances. The standard policy reduces the amount covered as the mortgage is paid off so it is cheaper than a level term, which is one constant sum assured for the life of the policy. More fixed-rate mortgages will also help to bring Britain into line with other countries in the European Union and hasten entry into the single monetary system - the euro. 1.2 A deed effecting a mortgage. 抵押契据 Example sentencesExamples The piece of paper that documents this pledge is usually called a mortgage or a deed of trust. Correspondence, deeds, mortgages, and business papers document the Burnett Family of Marshall County, Illinois. How do you complain against the organisation that probably holds your mortgage deeds? It is claimed that his signature is on a joint mortgage document with Smith and that meant he could undertake a complex financial transaction as part of the deal. I am terrified that signing a mortgage will make me sacrifice my time to pay for a shell to house my life. It had won its case in 1994, when a French court decided that Windsor had signed a mortgage deed. Sounds a bit like me with my mortgage deeds, come to think of it. verb ˈmɔːɡɪdʒˈmɔrɡɪdʒ [with object] 1Convey (a property) to a creditor as security on a loan. 将（房地产）抵押贷款 the estate was mortgaged up to the hilt a heavily mortgaged farm Example sentencesExamples Much of what appears to be ‘owned’ farm property is mortgaged to the Land Bank or is held as collateral by one of the other banks. They granted John Jr. a power to mortgage the Property for an amount not to exceed $500,000. All four are said to be mortgaged to the Midland Bank to secure a loan, which exceeds their value, and to generate income less than the sums required to service the loan. Most families take out heavy loans, pawn jewelry and other valuables or mortgage their property to scrape together the money to fund the illicit journey. Without it, you can't raise funds by mortgaging your land, hence no investment, no capital accumulation and no climbing out of poverty This involved mortgaging those estates heavily to the government and using the capital for development and the hire of wage-labour. Returning to Ireland, he took out a bank loan, mortgaging his house, and hit up former employer Tullow Engineering for backing. In July the goods were mortgaged by the Claimant to HSBC as per the HSBC chattel mortgage under the covenants of which… the Claimant had obligations which were wholly inconsistent with rejection of the goods. Mr. Aarts mortgaged this property to provide part of the funds used to purchase the home. They were required to mortgage their property to insure against the need to pay compensation for damage done by robbers. Hjorten and Fuller went without salaries for the project's first year and financed the company by mortgaging their property and by taking on credit-card debt. The bank leant heavily on his elderly father, and in due course the latter without further advice mortgaged his farm to cover his son's further outgoings. During this time her brother-in-law mortgaged the property, without her knowledge, as security for his own debts, and when he defaulted on the repayments, the bank sought possession of the property. Section 144 allows the transfer of leases and section 144 allows leases to be mortgaged and there are subsequent provisions which deal specifically with a mortgage over a leasehold or licence. Mrs Smyth had agreed to mortgage the 124-acre family farm in CoTipperary, and had signed a consent form under the 1976 act. Many growers are heavily mortgaged and have reduced equity in their farms, which makes them less attractive to lenders. The moment the patents were granted they would be valuable pieces of Intellectual Property, which could be mortgaged, sold or handled in any normal way. That is the guts of it, really, and, especially that this pastoral lease has been mortgaged - this brings another problem. They constantly refer to becoming a ‘millionaire’, but owning mortgaged properties worth £1 million is not the same as having £1 million of capital. I then purchased Park lane with the additional funds I gained by mortgaging some properties. None of the team's assets, including its Milton Keynes headquarters, is mortgaged to banks or creditors, and the 300 staff are skilled and committed. Synonyms put up as collateral, guarantee, pawn 1.1 Expose to future risk or constraint for the sake of immediate advantage. 〈喻〉（为眼前好处）使承受（未来）风险 some people worry that selling off state assets mortgages the country's future 有人担心出售国有资产是拿国家前途作抵押。 Example sentencesExamples Whenever a nation or nations go to war, they mortgage the lives of future generations. He railed against the banks, the shops, the ‘irresistible power’ of advertising and the fact that we have all, supposedly, mortgaged our future for a relentless, driven, empty consumerism. If a team is young they must mortgage the future so that they can win in the here and now. Isn't true wealth the ability to live abundantly without mortgaging your future? At the same time, they are mortgaging the future of our children and our country. But students cannot mortgage their future earnings potential to pay for their living expenses in the present. It is easy to say that these actions mortgaged the future. In such a situation, younger people may question whether their futures should be mortgaged to care for those who are making no productive contributions to society for such an extended portion of their lives. Slashing college budgets doesn't mortgage the future, it potentially eradicates it. He is borrowing to buy the club, thus effectively mortgaging its future. Middle-class British parents, meanwhile, are mortgaging their futures to keep their children out of state schools, or to buy homes in areas where the local state school has a civilized reputation. The hard truth is, California's future is already mortgaged. They are wasting their youth and mortgaging their future. Inspections are a form of appeasement - they will buy a little time, but ultimately they mortgage our future to a dictator. We should focus on measures that help the current economy without further mortgaging our future. ‘We're not going to mortgage the future in order to win a few extra games the first season,’ he says. We are on a spending spree that's mortgaging our children's futures, and I feel very strongly about that. Yet they aren't in bad shape for a franchise that mortgaged its future. However, they have simply mortgaged worker's futures, preparing the way for more wide-ranging attacks affecting the great majority of the workforce as are now taking place. However there were risks in mortgaging means of production. Derivatives mortgageable adjective He is eminently employable - if not employed - and mortgageable, though it was submitted on his behalf that it was not so. Example sentencesExamples The only solution we could find was to turn it into living accommodation, because this would allow the property to become mortgageable. Unless the loan is reinvested in the home, borrowing against the free mortgageable value makes households more vulnerable to falling property prices. After the Short Sale, and with 12 months of paying rent and other bills on time, they may once again be mortgageable, preserving their future. It was to achieve, through negotiation, repairs that would at least put people back where they thought they were going to be in the first place: with sound, mortgageable properties. Origin Late Middle English: from Old French, literally 'dead pledge', from mort (from Latin mortuus 'dead') + gage 'pledge'. Definition of mortgage in US English: mortgage nounˈmɔrɡɪdʒˈmôrɡij 1A legal agreement by which a bank or other creditor lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt. Example sentencesExamples If you have personal debt, such as a line of credit used for investment purchases, consider converting this debt into a personal mortgage on real estate. Thus, in Forster, the defendant solicitors were instructed to advise the plaintiff about executing a mortgage which charged her freehold property as security for a loan made to her son. Our guide through the mortgage maze will help house-hunters identify the right product for their needs. Although borrowers may be comfortable taking out loans and mortgages at current interest rates, what is the likelihood of a rise in rates, over the medium to long term? So a customer with a flexible mortgage will be able to overpay, underpay and apply for a payment holiday or funds from the draw-down facility to coincide with their changing circumstances. Of the two main products, lifetime mortgages will come under FSA regulation and ombudsman protection, but home reversion plans will not - at least for the time being. Obtaining a mortgage anywhere will depend largely on the ability of the borrower to repay the loan. They take out mortgages and life insurance policies. If they continue, many mortgages will be difficult to service. What do you think the increased cost of mortgages will do for your boom? There is no question that there was a proper mortgage under the Real Property Act, but then it is said it was not proved that the consent of the mortgagee was given to that lease. Surely the interest paid over the life of the mortgage is enough for banks and building societies to absorb the costs themselves? These sub-prime mortgages have a terrible record. Additional finance was to be raised by a mortgage with the Yorkshire Bank. Special deals, such as fixed and capped rate mortgages, will usually carry these penalties. Last month the building society launched a mortgage with an interest rate capped at 4.99% until May 2009. It can accordingly be the subject of a charge or mortgage, effected by means of an assignment. The Bank obtained an array of security documents ranging from general security agreements to mortgages or charges on land. Now she is worried about her mortgage, which will soon have to be renewed, as doubts grow over the direction of interest rates. More fixed-rate mortgages will also help to bring Britain into line with other countries in the European Union and hasten entry into the single monetary system - the euro. A Your job history and how well you have repaid past debts are important factors in whether you'll qualify for a mortgage. The Plaintiffs separately claim the debt incurred with the mortgages on the property. A transaction for which land transfer tax is payable includes a final order of foreclosure under any mortgage or charge affecting land. While speaking of mortgages what will happen to them during 2001? However, some mortgages will suit your needs better than others, so how do you decide which one's best for you? Thanks to new regulations that came into effect last October, mortgages are now overseen by the Financial Services Authority. Our new mortgage will be for 15 years rather than 25 because I would like to pay it off as soon as I can. Synonyms credit, advance 1.1 A loan obtained through the conveyance of property as security. 抵押贷款，按揭 I put down a hundred thousand in cash and took out a mortgage for the rest 我付了十万元现金，余额用抵押贷款支付。 Example sentencesExamples And it could trigger a sharp fall in prices, with the consequent return of negative equity - the value of the property falling below the amount of the outstanding mortgage. Of the two main products, lifetime mortgages will come under FSA regulation and ombudsman protection, but home reversion plans will not - at least for the time being. More fixed-rate mortgages will also help to bring Britain into line with other countries in the European Union and hasten entry into the single monetary system - the euro. Now she is worried about her mortgage, which will soon have to be renewed, as doubts grow over the direction of interest rates. Although borrowers may be comfortable taking out loans and mortgages at current interest rates, what is the likelihood of a rise in rates, over the medium to long term? Last month the building society launched a mortgage with an interest rate capped at 4.99% until May 2009. Special deals, such as fixed and capped rate mortgages, will usually carry these penalties. Additional finance was to be raised by a mortgage with the Yorkshire Bank. The government should recognise that it is dealing with people who have suffered hardship and serious worries about whether their mortgages will be paid off. Much of the sharp rise is being driven by rising house prices, with more than €1 billion in mortgages borrowed each month. Once we have paid off our mortgages, we will consider pro bono work. Our new mortgage will be for 15 years rather than 25 because I would like to pay it off as soon as I can. If you pay off your mortgage, you'll also lose the advantage of using someone else's money to invest. Surely the interest paid over the life of the mortgage is enough for banks and building societies to absorb the costs themselves? At the end of their working period and having redeemed the mortgage, they will remain in their own houses. I own my home with a small amount outstanding on the mortgage. Thanks to new regulations that came into effect last October, mortgages are now overseen by the Financial Services Authority. But the energy cost savings will far exceed the amount added to the mortgage. You therefore in effect overpay each month, which is why your mortgage would be cleared more quickly. So a customer with a flexible mortgage will be able to overpay, underpay and apply for a payment holiday or funds from the draw-down facility to coincide with their changing circumstances. The standard policy reduces the amount covered as the mortgage is paid off so it is cheaper than a level term, which is one constant sum assured for the life of the policy. A Your job history and how well you have repaid past debts are important factors in whether you'll qualify for a mortgage. Over half the houses in the country are owned outright by people while a further significant amount have very low mortgages and have seen their homes triple in value. Our guide through the mortgage maze will help house-hunters identify the right product for their needs. Cases it has dealt with vary from revoked credit cards to missed mortgage payments, according to a company spokesman. In eight out of ten major towns, people on average incomes cannot afford to buy an average home which is now 6.7 times average annual pay and will require a mortgage of five times your income. However, some mortgages will suit your needs better than others, so how do you decide which one's best for you? The size of your current mortgage, school or university fees for children, and the effects of inflation must all be considered. It makes money on the interest homeowners pay on their mortgages minus the interest it pays on low-rate bonds that it sells to institutional investors and foreign banks. These sub-prime mortgages have a terrible record. In some instances they insist that the parent guarantees only the portion of the mortgage above the amount they would usually lend, based on the child's salary. In some cases their grandchildren will finish paying the mortgages on them. If you default on your mortgage repayments, the bank or lending institution has the right to claim 100 per cent of the property. If you don't like the idea of debt then you will probably be happier with a standard repayment loan where you can see the amount of your mortgage decreasing as time goes on. What do you think the increased cost of mortgages will do for your boom? If they continue, many mortgages will be difficult to service. They take out mortgages and life insurance policies. Obtaining a mortgage anywhere will depend largely on the ability of the borrower to repay the loan. The fee will usually be about 1% of the mortgage, but this will depend on the size of the loan and the complications of each individual case. While speaking of mortgages what will happen to them during 2001? 1.2 A deed effecting the conditions of a mortgage. Example sentencesExamples How do you complain against the organisation that probably holds your mortgage deeds? The piece of paper that documents this pledge is usually called a mortgage or a deed of trust. It had won its case in 1994, when a French court decided that Windsor had signed a mortgage deed. I am terrified that signing a mortgage will make me sacrifice my time to pay for a shell to house my life. Sounds a bit like me with my mortgage deeds, come to think of it. It is claimed that his signature is on a joint mortgage document with Smith and that meant he could undertake a complex financial transaction as part of the deal. Correspondence, deeds, mortgages, and business papers document the Burnett Family of Marshall County, Illinois. verbˈmɔrɡɪdʒˈmôrɡij [with object] 1Convey (a property) to a creditor as security on a loan. 将（房地产）抵押贷款 the estate was mortgaged up to the hilt Example sentencesExamples Hjorten and Fuller went without salaries for the project's first year and financed the company by mortgaging their property and by taking on credit-card debt. Returning to Ireland, he took out a bank loan, mortgaging his house, and hit up former employer Tullow Engineering for backing. They were required to mortgage their property to insure against the need to pay compensation for damage done by robbers. Many growers are heavily mortgaged and have reduced equity in their farms, which makes them less attractive to lenders. This involved mortgaging those estates heavily to the government and using the capital for development and the hire of wage-labour. Without it, you can't raise funds by mortgaging your land, hence no investment, no capital accumulation and no climbing out of poverty That is the guts of it, really, and, especially that this pastoral lease has been mortgaged - this brings another problem. I then purchased Park lane with the additional funds I gained by mortgaging some properties. The moment the patents were granted they would be valuable pieces of Intellectual Property, which could be mortgaged, sold or handled in any normal way. Much of what appears to be ‘owned’ farm property is mortgaged to the Land Bank or is held as collateral by one of the other banks. They granted John Jr. a power to mortgage the Property for an amount not to exceed $500,000. Most families take out heavy loans, pawn jewelry and other valuables or mortgage their property to scrape together the money to fund the illicit journey. Section 144 allows the transfer of leases and section 144 allows leases to be mortgaged and there are subsequent provisions which deal specifically with a mortgage over a leasehold or licence. During this time her brother-in-law mortgaged the property, without her knowledge, as security for his own debts, and when he defaulted on the repayments, the bank sought possession of the property. The bank leant heavily on his elderly father, and in due course the latter without further advice mortgaged his farm to cover his son's further outgoings. None of the team's assets, including its Milton Keynes headquarters, is mortgaged to banks or creditors, and the 300 staff are skilled and committed. Mrs Smyth had agreed to mortgage the 124-acre family farm in CoTipperary, and had signed a consent form under the 1976 act. All four are said to be mortgaged to the Midland Bank to secure a loan, which exceeds their value, and to generate income less than the sums required to service the loan. In July the goods were mortgaged by the Claimant to HSBC as per the HSBC chattel mortgage under the covenants of which… the Claimant had obligations which were wholly inconsistent with rejection of the goods. Mr. Aarts mortgaged this property to provide part of the funds used to purchase the home. They constantly refer to becoming a ‘millionaire’, but owning mortgaged properties worth £1 million is not the same as having £1 million of capital. Synonyms put up as collateral, guarantee, pawn 1.1 Expose to future risk or constraint for the sake of immediate advantage. 〈喻〉（为眼前好处）使承受（未来）风险 some people worry that selling off federal assets mortgages the country's future 有人担心出售国有资产是拿国家前途作抵押。 Example sentencesExamples He railed against the banks, the shops, the ‘irresistible power’ of advertising and the fact that we have all, supposedly, mortgaged our future for a relentless, driven, empty consumerism. However there were risks in mortgaging means of production. The hard truth is, California's future is already mortgaged. Slashing college budgets doesn't mortgage the future, it potentially eradicates it. However, they have simply mortgaged worker's futures, preparing the way for more wide-ranging attacks affecting the great majority of the workforce as are now taking place. We should focus on measures that help the current economy without further mortgaging our future. In such a situation, younger people may question whether their futures should be mortgaged to care for those who are making no productive contributions to society for such an extended portion of their lives. Whenever a nation or nations go to war, they mortgage the lives of future generations. At the same time, they are mortgaging the future of our children and our country. They are wasting their youth and mortgaging their future. Inspections are a form of appeasement - they will buy a little time, but ultimately they mortgage our future to a dictator. If a team is young they must mortgage the future so that they can win in the here and now. It is easy to say that these actions mortgaged the future. He is borrowing to buy the club, thus effectively mortgaging its future. Yet they aren't in bad shape for a franchise that mortgaged its future. But students cannot mortgage their future earnings potential to pay for their living expenses in the present. Isn't true wealth the ability to live abundantly without mortgaging your future? We are on a spending spree that's mortgaging our children's futures, and I feel very strongly about that. Middle-class British parents, meanwhile, are mortgaging their futures to keep their children out of state schools, or to buy homes in areas where the local state school has a civilized reputation. ‘We're not going to mortgage the future in order to win a few extra games the first season,’ he says. Origin Late Middle English: from Old French, literally ‘dead pledge’, from mort (from Latin mortuus ‘dead’) + gage ‘pledge’.
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