| 释义 |
Definition of premium in English: premiumnounPlural premiums ˈpriːmɪəmˈprimiəm 1An amount to be paid for a contract of insurance. 保险费 Example sentencesExamples - I had to laugh earlier this month when a Foolish colleague asked me whether premiums for home contents insurance had rocketed over the last year.
- You and your siblings are responsible for the casualty insurance premiums and the mortgage principal payments.
- Correctly computed, the income of a wage earner entitled to a pension consists of his wages plus the amount of the premium he would have to pay to an insurance company for the acquisition of an equivalent claim.
- The small fee was called an insurance premium and an entire industry was born.
- Based on the insurance premiums it expects to write, the group faces a capital shortfall of £700m.
- However, unless you've protected your discount, a single claim could send your insurance premium soaring.
- In some parts of the country, insurance premiums have more than doubled.
- Parents often exclude their children from coverage under their automobile insurance in order to lower the insurance premiums.
- Take the same amount of caution with your credit score as you would with your driving - being responsible with both can save you serious amounts of money in insurance premiums.
- The insurance funds in France and Germany are funded by taxes rather than insurance premiums and are tightly regulated by their governments.
- Industries involved with tourism have been hit by lower bookings and insurance premiums have soared, increasing the cost of doing business for most sectors.
- It was reported this week that health insurance premiums jumped 14% this year, the strongest rise since 1990.
- Most insurance companies will discount premiums for students with good grades.
- Non-group insurance is expensive: premiums and deductibles are higher and overall plan benefits are less generous than for group plans.
- The financial advantage women have in terms of lower car insurance premiums can be as much as 30%.
Synonyms insurance charge, insurance payment, regular payment, instalment 2A sum added to an ordinary price or charge. （正常价格或费用以外的）加付款；加价 customers are reluctant to pay a premium for organic fruit 顾客不愿意为有机水果多花钱。 Example sentencesExamples - Organic food consumers say the company's claim is phony; it simply didn't want to pay organic farmers the price premium the feed demands.
- Permanent health protection contributions are premiums paid for income protection in the event of serious illness.
- But it is becoming increasingly hard to attract members willing to pay the premium prices at some of the leading courses.
- The more transparent the market, the harder it is to maintain price discipline (the ability to charge premium prices).
- The savings on cooling equipment more than compensates for the price premium we pay for high-efficiency lighting.
- The controversy is a re-run of the dispute over CD prices in the 1980s, when retailers charged a premium for the new format despite the fact it was cheaper to produce.
- The good news for consumers is that the fall in the price of mortgage protection and life assurance premiums seems set to continue.
- Managers want to pay as small a premium to the market price as possible.
- There is no doubt that developers do charge a premium because there is tax relief available.
- Moreover, with five operators in place how will any one single company be able to charge the premium prices required to generate a proper return on investment?
- Furthermore, companies can charge premium prices for customers who request speedier delivery.
- Some insurers provide premiums to pensioners or enhanced benefits by waiving excesses.
- An indemnity bond is a premium charged by the lender and paid by the customer to insure the lender against a default in mortgage repayments by the borrower.
- I had specified matte a number of times because it was very important to me, and he was also charging me a premium price for the matte laminate.
- Employers in the restaurant, bar and tourist trade have been particularly vocal in querying the provisions on tips, weekend premiums and service charges.
- It does make sense to charge a premium for added services that cost more to provide, rather than force all customers to pay the same amount, whether or not they use the extra services.
- The women's team won the first challenge by charging a premium price for their brew.
Synonyms surcharge, additional payment, extra amount/charge, additional fee - 2.1 A sum added to interest or wages; a bonus.
额外补贴，津贴；奖金 Example sentencesExamples - Wage premiums are to be axed and working hours lengthened.
- Such a wage premium is consistent with the very low postal quit rate, as well as the massive backlog of job applicants.
- A wage premium based solely on citizenship is grating.
- Much of the increase in the wage premium for education and skills is due to technological change that has increased demand for highly educated workers.
- ‘The premium is like a bonus for us, but it is not money to stick in your pocket,’ said Mr. Ender.
- This may be a particularly surprising finding given the well-known growth in the skill premium, or relative wage, of college educated workers.
- Short-term use is associated with lower penalties or, in some cases, wage premiums.
- American workers who use computers command a wage premium of 15% over workers who do not.
- But workers at the Richmond plant are insisting on a wage premium that would offset the San Francisco Bay Area's high cost of living.
- They could have agreed to higher wages and higher employee premiums… but the workers wanted a lower paycheck in exchange for fully paid health care.
- In other words, the wage premium earned by the highly skilled is increasing.
- Counsel for the plaintiff proposes a premium or bonus of 25 per cent.
- The wage premium for women who have some graduate education and are not teachers is now 40 percent.
Synonyms gift, donation, offering, contribution, handout, presentation, bestowal - 2.2as modifier Relating to or denoting a commodity of superior quality and therefore a higher price.
高级的；优质的 优质贮藏啤酒。 Example sentencesExamples - The event will feature a full buffet to acquaint diners with the Japanese menu items as well as a selection of premium beers, wine and sake.
- This care in handling is in large part why Earthwise can expect a premium price for the commodities it processes.
- The co-op says the product line features premium nuts with superior color, texture and flavor.
- The new plant will package one million hectalitres of premium lager a year, the equivalent of four million pints a week.
- It will also help the society in continuing to deliver value to its members and suppliers in the form of premium milk prices and high quality services.
- While sales of whisky, stout and gin are in decline, drinks companies have seen volumes of premium lagers and hybrid drinks soar.
- As technology sectors develop, advanced products carrying premium prices become commodities.
- Both companies invested heavily into setting up state-of-the art breweries to produce premium beers.
- Hector's has a good selection of drinks, with premium lagers and a couple of real ales.
- We are finding new buyers to be very well educated about the products, and who are looking for premium quality pistols that are reliable and safe to operate.
- He was inspired by outlets on the West Coast of America, producing premium quality, ethically sourced coffee for an increasingly discerning market.
- She said: ‘These are top quality, premium products but we sell them at affordable prices.’
- In Aberdeen, the licensing board has proposed minimum drink prices in pubs of £1.75 for a pint of beer, cider, premium lager or cocktail.
- It's hard cover and premium print quality will set it apart from other publications on the newsstand.
Synonyms superior, premier, high-end, top-end, exclusive, elite, top, select, choice, deluxe, luxurious, classy, prime, first-rate, high-quality, top-quality, high-grade, five-star, fine, finest British upmarket North American upscale - 2.3Stock Market The amount by which the price of a share or other security exceeds its issue price, its nominal value, or the value of the assets it represents.
〔股票〕（高出发行价格、面值或财产实际价值的）溢价 the shares jumped to a 70 per cent premium on the first day 股票第一天上市就溢价70％。 Example sentencesExamples - This represents a premium of nearly 40 per cent more than the closing price of company shares yesterday.
- The bankers who helped to launch the deal confidently predicted that the shares would trade a premium to net asset value.
- It is difficult to imagine the shareholders turning the deal down, since it represents a 16 per cent premium to the share price last month.
- A bid of €3 would represent a premium of over 50 per cent on where the company traded on Friday afternoon.
- This represents a premium of N $22 million to its net asset value, Mutual and Federal said in a statement this week.
Synonyms share, portion, percentage, return, payback, gain, surplus, profit
3Something given as a reward, prize, or incentive. 奖品，奖金 the Society of Arts awarded him a premium 艺术学会发给他一笔奖金。 Example sentencesExamples - It took place originally in the Fair Field, Killarney on the afternoon after the morning show where the winners were selected and premiums awarded.
- He was awarded many premiums from officials of the T'ang Dynasty.
- Consequently, this is not a case in which a premium should be awarded.
- The prize still dangles again this week with the additional premium at E3,200.
- The defendants further submit that the outstanding result on the motion warrants the award of a premium in costs.
- A premium has been awarded in cases where the Court felt that meritorious litigation should be prosecuted but was out of reach of clients of modest means.
Synonyms bonus, extra, percentage, perk, recompense, remuneration, prize, reward incentive, inducement formal perquisite historical bounty
Phrases1Scarce and in demand. 稀罕的，奇缺的；急需的 空间紧缺。 Example sentencesExamples - Even though the building is small and space is at a premium, it has little effect on the cheerfulness of the participants.
- Even the most unpromising small plot can be transformed into a successful garden with hints which will show you just what can be achieved when space and time are at a premium.
- Over six hundred students are now present and space is at a premium, nevertheless the planning was perfect and the school year got off to a flying start.
- Anyone unfamiliar with Hong Kong is probably at least aware of its reputation for being a city where space is at a premium.
- Yes, in our increasingly crowded city, space is at a premium and self-storage like this is a good idea, but why on earth does it have to be built in a residential area?
- On job sites, space is at a premium, and the addition of more equipment can lead to congestion and unsafe conditions.
- It had a whopping 64MB of memory, so space was at a premium.
- Property is an excellent investment, particularly in Dublin, where space is at a premium but demand remains high.
- This was sensible as in mid-summer hut space is at a premium.
- That half-foot makes a big difference when space is at a premium, he says.
Synonyms scarce, in great demand, like gold dust, hard to come by, in short supply, thin on the ground, few and far between, not to be had, rare, rare as hen's teeth, scarce as hen's teeth 2Above the usual or nominal price. 超过一般（或面值）价格，以高价 touts sell the tickets at a premium 票贩子高价卖票。 Example sentencesExamples - The price they'll get has been set at a premium above what they could expect to receive from traditional marketing outlets.
- On the other hand, coal was at a premium and the price of copper was fixed at £100 a ton.
- With the development plans in limbo, prices should remain at a premium.
- In Edinburgh the market is still robust and city centre property prices for developers are at a premium.
- Under the new system, clubs are permitted to sell their allocated tickets to licensed operators at a premium.
- In Normandy, the resorts of Trouville and Deauville are popular with Parisians, so properties sell at a premium.
- Will grocery stores sell free range oatmeal at a premium?
- Problem pages are sufficiently widely read that their facing advertising pages sell at a premium.
- Prices have doubled in the past year, often selling at a premium to other precious metals such as platinum.
- If the company is bought, any deal is likely to be done at a premium to the share price.
Synonyms of incalculable value, of incalculable worth, of inestimable value, of inestimable worth, of immeasurable value, of immeasurable worth, invaluable, beyond price, without price, worth its weight in gold, worth a king's ransom
put (or place) a premium on Regard or treat as particularly valuable or important. 高度评价；高度重视 he put a premium on peace and stability 他高度重视和平与稳定。 Example sentencesExamples - Libertarianism puts a premium on individual liberties, and with liberties comes responsibility.
- Americans in 1921 placed a premium on efficiency, and Hoover was widely regarded as its embodiment.
- High fuel costs make commodities more expensive and put a premium on locally produced goods.
- This was due to a combination of factors including good timing and putting a premium on customer contact.
- Encourage effort without putting a premium on winning or perfection.
- Saturday's style of refereeing gives most of the penalties to the team with the ball, making defending doubly difficult, and putting a premium on ball retention.
- Economic globalization only raises the stakes - by putting a premium on the ability of corporate managers to control far-flung production and distribution chains.
- The U.S. Constitution puts a premium on individual liberty and freedom from governmental interference in the citizens' daily affairs.
- Those resources have now almost run out, putting a premium on firms producing the raw material.
- Instruct your Web designer to put a premium on users' experience; look and feel are as important as functionality.
Synonyms value greatly, attach great importance to, attach special importance to, set great store by, regard as particularly important, regard as particularly valuable, put a high value on, hold in high regard, appreciate greatly make valuable, make invaluable, put a high value on, make essential, make important
OriginEarly 17th century (in the sense 'reward, prize'): from Latin praemium 'booty, reward', from prae 'before' + emere 'buy, take'. pre-empt from mid 19th century: It you pre-empt someone, you get there first. The original Latin came from prae ‘in advance’ and emere ‘buy’. Pre-emption (early 17th century) was the earliest form of the word, pre-empt being formed from it. The same root lies behind premium (early 17th century).
Definition of premium in US English: premiumnounˈprimiəmˈprēmēəm 1An amount to be paid for an insurance policy. 保险费 Example sentencesExamples - The financial advantage women have in terms of lower car insurance premiums can be as much as 30%.
- Take the same amount of caution with your credit score as you would with your driving - being responsible with both can save you serious amounts of money in insurance premiums.
- Parents often exclude their children from coverage under their automobile insurance in order to lower the insurance premiums.
- I had to laugh earlier this month when a Foolish colleague asked me whether premiums for home contents insurance had rocketed over the last year.
- The small fee was called an insurance premium and an entire industry was born.
- Non-group insurance is expensive: premiums and deductibles are higher and overall plan benefits are less generous than for group plans.
- In some parts of the country, insurance premiums have more than doubled.
- It was reported this week that health insurance premiums jumped 14% this year, the strongest rise since 1990.
- Based on the insurance premiums it expects to write, the group faces a capital shortfall of £700m.
- However, unless you've protected your discount, a single claim could send your insurance premium soaring.
- Industries involved with tourism have been hit by lower bookings and insurance premiums have soared, increasing the cost of doing business for most sectors.
- Correctly computed, the income of a wage earner entitled to a pension consists of his wages plus the amount of the premium he would have to pay to an insurance company for the acquisition of an equivalent claim.
- You and your siblings are responsible for the casualty insurance premiums and the mortgage principal payments.
- Most insurance companies will discount premiums for students with good grades.
- The insurance funds in France and Germany are funded by taxes rather than insurance premiums and are tightly regulated by their governments.
Synonyms insurance charge, insurance payment, regular payment, instalment 2A sum added to an ordinary price or charge. （正常价格或费用以外的）加付款；加价 customers are reluctant to pay a premium for organic fruit 顾客不愿意为有机水果多花钱。 Example sentencesExamples - Employers in the restaurant, bar and tourist trade have been particularly vocal in querying the provisions on tips, weekend premiums and service charges.
- The good news for consumers is that the fall in the price of mortgage protection and life assurance premiums seems set to continue.
- Organic food consumers say the company's claim is phony; it simply didn't want to pay organic farmers the price premium the feed demands.
- Moreover, with five operators in place how will any one single company be able to charge the premium prices required to generate a proper return on investment?
- I had specified matte a number of times because it was very important to me, and he was also charging me a premium price for the matte laminate.
- It does make sense to charge a premium for added services that cost more to provide, rather than force all customers to pay the same amount, whether or not they use the extra services.
- Furthermore, companies can charge premium prices for customers who request speedier delivery.
- The savings on cooling equipment more than compensates for the price premium we pay for high-efficiency lighting.
- Managers want to pay as small a premium to the market price as possible.
- The women's team won the first challenge by charging a premium price for their brew.
- But it is becoming increasingly hard to attract members willing to pay the premium prices at some of the leading courses.
- Permanent health protection contributions are premiums paid for income protection in the event of serious illness.
- Some insurers provide premiums to pensioners or enhanced benefits by waiving excesses.
- The controversy is a re-run of the dispute over CD prices in the 1980s, when retailers charged a premium for the new format despite the fact it was cheaper to produce.
- There is no doubt that developers do charge a premium because there is tax relief available.
- The more transparent the market, the harder it is to maintain price discipline (the ability to charge premium prices).
- An indemnity bond is a premium charged by the lender and paid by the customer to insure the lender against a default in mortgage repayments by the borrower.
Synonyms surcharge, additional payment, extra amount, extra charge, additional fee - 2.1 A sum added to interest or wages; a bonus.
额外补贴，津贴；奖金 Example sentencesExamples - Much of the increase in the wage premium for education and skills is due to technological change that has increased demand for highly educated workers.
- Short-term use is associated with lower penalties or, in some cases, wage premiums.
- ‘The premium is like a bonus for us, but it is not money to stick in your pocket,’ said Mr. Ender.
- But workers at the Richmond plant are insisting on a wage premium that would offset the San Francisco Bay Area's high cost of living.
- A wage premium based solely on citizenship is grating.
- In other words, the wage premium earned by the highly skilled is increasing.
- Such a wage premium is consistent with the very low postal quit rate, as well as the massive backlog of job applicants.
- American workers who use computers command a wage premium of 15% over workers who do not.
- The wage premium for women who have some graduate education and are not teachers is now 40 percent.
- This may be a particularly surprising finding given the well-known growth in the skill premium, or relative wage, of college educated workers.
- They could have agreed to higher wages and higher employee premiums… but the workers wanted a lower paycheck in exchange for fully paid health care.
- Wage premiums are to be axed and working hours lengthened.
- Counsel for the plaintiff proposes a premium or bonus of 25 per cent.
Synonyms gift, donation, offering, contribution, handout, presentation, bestowal - 2.2as modifier Relating to or denoting a commodity or product of superior quality and therefore a higher price.
高级的；优质的 优质贮藏啤酒。 Example sentencesExamples - This care in handling is in large part why Earthwise can expect a premium price for the commodities it processes.
- In Aberdeen, the licensing board has proposed minimum drink prices in pubs of £1.75 for a pint of beer, cider, premium lager or cocktail.
- Both companies invested heavily into setting up state-of-the art breweries to produce premium beers.
- As technology sectors develop, advanced products carrying premium prices become commodities.
- It will also help the society in continuing to deliver value to its members and suppliers in the form of premium milk prices and high quality services.
- We are finding new buyers to be very well educated about the products, and who are looking for premium quality pistols that are reliable and safe to operate.
- It's hard cover and premium print quality will set it apart from other publications on the newsstand.
- She said: ‘These are top quality, premium products but we sell them at affordable prices.’
- The event will feature a full buffet to acquaint diners with the Japanese menu items as well as a selection of premium beers, wine and sake.
- While sales of whisky, stout and gin are in decline, drinks companies have seen volumes of premium lagers and hybrid drinks soar.
- The new plant will package one million hectalitres of premium lager a year, the equivalent of four million pints a week.
- The co-op says the product line features premium nuts with superior color, texture and flavor.
- He was inspired by outlets on the West Coast of America, producing premium quality, ethically sourced coffee for an increasingly discerning market.
- Hector's has a good selection of drinks, with premium lagers and a couple of real ales.
Synonyms superior, premier, high-end, top-end, exclusive, elite, top, select, choice, deluxe, luxurious, classy, prime, first-rate, high-quality, top-quality, high-grade, five-star, fine, finest - 2.3Stock Market The amount by which the price of a share or other security exceeds its issue price, its nominal value, or the value of the assets it represents.
〔股票〕（高出发行价格、面值或财产实际价值的）溢价 the fund has traded at a premium of 12% Example sentencesExamples - This represents a premium of N $22 million to its net asset value, Mutual and Federal said in a statement this week.
- A bid of €3 would represent a premium of over 50 per cent on where the company traded on Friday afternoon.
- This represents a premium of nearly 40 per cent more than the closing price of company shares yesterday.
- The bankers who helped to launch the deal confidently predicted that the shares would trade a premium to net asset value.
- It is difficult to imagine the shareholders turning the deal down, since it represents a 16 per cent premium to the share price last month.
Synonyms share, portion, percentage, return, payback, gain, surplus, profit
3Something given as a reward, prize, or incentive. 奖品，奖金 the Society of Arts awarded him a premium 艺术学会发给他一笔奖金。 Example sentencesExamples - It took place originally in the Fair Field, Killarney on the afternoon after the morning show where the winners were selected and premiums awarded.
- He was awarded many premiums from officials of the T'ang Dynasty.
- A premium has been awarded in cases where the Court felt that meritorious litigation should be prosecuted but was out of reach of clients of modest means.
- The defendants further submit that the outstanding result on the motion warrants the award of a premium in costs.
- Consequently, this is not a case in which a premium should be awarded.
- The prize still dangles again this week with the additional premium at E3,200.
Synonyms bonus, extra, percentage, perk, recompense, remuneration, prize, reward
Phrases1Scarce and in demand. 稀罕的，奇缺的；急需的 空间紧缺。 Example sentencesExamples - That half-foot makes a big difference when space is at a premium, he says.
- Anyone unfamiliar with Hong Kong is probably at least aware of its reputation for being a city where space is at a premium.
- Property is an excellent investment, particularly in Dublin, where space is at a premium but demand remains high.
- Yes, in our increasingly crowded city, space is at a premium and self-storage like this is a good idea, but why on earth does it have to be built in a residential area?
- On job sites, space is at a premium, and the addition of more equipment can lead to congestion and unsafe conditions.
- Over six hundred students are now present and space is at a premium, nevertheless the planning was perfect and the school year got off to a flying start.
- It had a whopping 64MB of memory, so space was at a premium.
- Even the most unpromising small plot can be transformed into a successful garden with hints which will show you just what can be achieved when space and time are at a premium.
- This was sensible as in mid-summer hut space is at a premium.
- Even though the building is small and space is at a premium, it has little effect on the cheerfulness of the participants.
Synonyms scarce, in great demand, like gold dust, hard to come by, in short supply, thin on the ground, few and far between, not to be had, rare, rare as hen's teeth, scarce as hen's teeth 2Above the usual or nominal price. 超过一般（或面值）价格，以高价 books with pristine dust jackets are less common and sell at a premium Example sentencesExamples - With the development plans in limbo, prices should remain at a premium.
- On the other hand, coal was at a premium and the price of copper was fixed at £100 a ton.
- Prices have doubled in the past year, often selling at a premium to other precious metals such as platinum.
- If the company is bought, any deal is likely to be done at a premium to the share price.
- Under the new system, clubs are permitted to sell their allocated tickets to licensed operators at a premium.
- Problem pages are sufficiently widely read that their facing advertising pages sell at a premium.
- Will grocery stores sell free range oatmeal at a premium?
- The price they'll get has been set at a premium above what they could expect to receive from traditional marketing outlets.
- In Edinburgh the market is still robust and city centre property prices for developers are at a premium.
- In Normandy, the resorts of Trouville and Deauville are popular with Parisians, so properties sell at a premium.
Synonyms of incalculable value, of incalculable worth, of inestimable value, of inestimable worth, of immeasurable value, of immeasurable worth, invaluable, beyond price, without price, worth its weight in gold, worth a king's ransom
put (or place) a premium on Regard or treat as particularly valuable or important. 高度评价；高度重视 he put a premium on peace and stability 他高度重视和平与稳定。 Example sentencesExamples - Economic globalization only raises the stakes - by putting a premium on the ability of corporate managers to control far-flung production and distribution chains.
- Those resources have now almost run out, putting a premium on firms producing the raw material.
- Instruct your Web designer to put a premium on users' experience; look and feel are as important as functionality.
- High fuel costs make commodities more expensive and put a premium on locally produced goods.
- This was due to a combination of factors including good timing and putting a premium on customer contact.
- Encourage effort without putting a premium on winning or perfection.
- Saturday's style of refereeing gives most of the penalties to the team with the ball, making defending doubly difficult, and putting a premium on ball retention.
- Libertarianism puts a premium on individual liberties, and with liberties comes responsibility.
- Americans in 1921 placed a premium on efficiency, and Hoover was widely regarded as its embodiment.
- The U.S. Constitution puts a premium on individual liberty and freedom from governmental interference in the citizens' daily affairs.
Synonyms value greatly, attach great importance to, attach special importance to, set great store by, regard as particularly important, regard as particularly valuable, put a high value on, hold in high regard, appreciate greatly make valuable, make invaluable, put a high value on, make essential, make important
OriginEarly 17th century (in the sense ‘reward, prize’): from Latin praemium ‘booty, reward’, from prae ‘before’ + emere ‘buy, take’. |