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词汇 non-bank
释义

Definition of non-bank in English:

non-bank

adjective
  • attributive Not relating to, connected with, or transacted by a bank.

    非银行的;与银行无关的;不由银行办理的

    the arrival of non-bank card issuers
    they have accounts but also utilize costly non-bank services like payday loans
    Example sentencesExamples
    • Among non-bank sources of funds, resources raised by way of external commercial borrowings and equity issues posted a sharp increase.
    • And, just like the non-bank accounts where approximately half of America puts their savings, our accounts are not FDIC insured, either.
    • Meanwhile, the restructuring of non-bank financial intermediaries has lagged behind that of banks.
    • The Bank of Thailand expects to come up with more measures to control the issuance of credit cards by non-bank institutions by the end of March.
    • The central bank's move has prompted both foreign banks and non-bank credit card issuers to move in the same direction with KTC, trying to earn more income from personal loan provision schemes.
    • Consumer dissatisfaction grew as banks, whose revenue base was squeezed by non-bank providers of banking services, attempted to charge fees for services once provided free to one set of customers but paid for by higher charges on others.
    • It appears that non-bank liabilities are expanding at a much more rapid pace than bank liabilities.
    • She said it was preferable to have a mix of local and foreign market makers consisting of banks and non-bank entities alike.
    • It stated that the banks must leave help and advice to non-bank sources and concentrate on providing simple transaction and lending facilities.
    • And, importantly, over the past two decades we have seen an unprecedented explosion of non-bank Credit creation.
    • More often than not, these non-bank liabilities are being created in excess, while playing an instrumental role in both the economy and financial system.
    • It may actually soon be a competitive requirement, as banks find themselves increasingly under siege from non-bank competitors offering traditional bank products, and cross-institution account aggregation becomes a commodity.
    • Indeed, the proliferation of aggressive non-bank credit creation has provided momentous fuel for this historic boom.
    • The course was one of a series of training modules designed to move the organizations toward becoming sustainable non-bank credit, or microfinance, institutions that lend money to small businesses and farmers.
    • It will also allow non-bank foreign investors to acquire as much as 40 per cent of local banks.
    • Yet today, in what has degenerated into a ‘wildcat’ financial system, brokerages, non-bank lenders and money market fund deposits are at least as powerful as banks in money creation.
    • Might some non-bank institutions also gain this sort of immortality?
    • Importantly, non-bank asset-based lending is today the commanding mechanism, creating the liquidity that drives both financial markets and economies.
    • This opened the doors for both further domestic non-bank competition as well as foreign competition.
    • Among the cards in use, 3.5 million were issued by Thai commercial banks, over 1 million by foreign banks and some 4.8 million by non-bank institutions.
noun
  • An institution or company that provides some banking services but is not a bank, or does not have the legal status of a bank.

    Example sentencesExamples
    • Today, clearing takes place with payments netted between the myriad of financial institutions, in a process that assimilates the relative financial positions of participating banks and non-banks.
    • Claims on offshore centers rose by an adjusted $30 billion - mostly on private non-banks and amounting to almost 50% of the total increase in 2000.
    • I witnessed how these institutions, Wall Street securities firms, and other non-banks took up the slack from an impaired banking system.
    • This support stemmed from their desire to have more equal opportunities to compete with non-banks and banks both domestically and abroad and to adjust to the dynamic changes within the financial services sector.
    • And others see the non-banks as champions of free markets, effectively allocating savings and in no way being factors in inflationary credit.
    • Now third parties such as non-banks are putting machines into various locations and just using them to generate a profit.
    • Contrasted to Greenspan, we would say that broad money supply largely reflects the extent of expansion of the financial sector, including both banks and non-banks.
    • Contemporary money and Credit is created largely through the expansion of myriad financial sector liabilities, something that many non-banks have been engaged in aggressively and conspicuously.
    • We have more activity on our site than Schwab or American Express or other non-banks do, we have 2.5 million customers, we add 100,000 a month - and 90 percent or more of them come through our traditional stores.
    • Conventional thinking still has it that non-banks (including the GSEs and Wall Street firms) are only intermediaries that accept money from a lender and provide it to a borrower.
    • For non-banks, however, the challenge is greater.
    • He is poised to call for the payment clearing system to be opened up to non-banks.
    • While the restriction on opening online accounts may affect business plans of a few banks, the barring of non-banks from setting up payment gateways will hit the plans of some IT services companies.
    • The inquiry conceded that with a high value payment system the credit and liquidity risks meant that there was little scope for non-banks to join.
    • Here, Schumpeter provides a brilliant and pertinent explanation of the mechanism whereby non-banks can become creators of ‘circulating medium’ and credit.
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