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词汇 surrender value
释义

Definition of surrender value in English:

surrender value

noun
  • The amount payable to a person who surrenders a life insurance policy.

    (被保险人中途解约而收回的)退保现金价值;退保金额

    Example sentencesExamples
    • You could try the second hand market as well to see if you could get a better price from a market maker than on the surrender value.
    • You need to get a valuation of what the policy might produce in two years, and what the surrender value will be now.
    • The assured is then paid the surrender value of the policy, which is calculated by an actuary on the basis of the amounts paid to date.
    • Are you defining the surrender value of your policies upfront?
    • Over the past 12 months, however, there has been much more interest from market-makers so that many more policies are being sold at an appreciably higher price than the surrender value.
    • If distributed, the policy's value for income and gift tax purposes also would be its cash surrender value.
    • Over two years, the situation has worsened, with the average surrender value coming in at 12% lower than the original investment at £21,954.
    • Some will also require the surrender value to be at least £1,500.
    • He made a particularly important contribution by proposing an elegant mathematical formula to determine the surrender value of a life insurance policy.
    • The calculation uses a surrender value for the policy that is much higher than the one I was given a couple of months earlier.
    • With Irish Life you have to order your surrender value six months in advance.
    • Just before his first child entered the school, when he sought a surrender value several years into the 14-year policy, he found that the plan was worth only £7,500.
    • Often, this isn't a good idea, as your life assurer will offer you a pretty measly surrender value for your plan, even if it's only a few years from maturity.
    • The second tier is the excess of settlement proceeds over the surrender value.
    • Also included is the declaration of acceptance note which must be signed and forwarded within one month to guarantee the surrender value quoted.
    • A number of firms will buy endowments for more than their surrender value.
    • Because of the poor return on surrendering endowment policies, there is now a market for selling endowment policies - usually at a better price than the surrender value under the policy.
    • Companies will also let you withdraw funds and deduct the withdrawal from the policy's cash surrender value.
    • This means that there may be a tax liability if the cash surrender value exceeds the adjusted cost base of the policy, although the donation credit will likely outweigh this.
    • The ombudsman uses the current surrender value to estimate whether there has been any loss.

Definition of surrender value in US English:

surrender value

nounsəˈrendər ˈvalyo͞osəˈrɛndər ˈvælju
  • The amount payable to a person who surrenders a life insurance policy.

    (被保险人中途解约而收回的)退保现金价值;退保金额

    Example sentencesExamples
    • The calculation uses a surrender value for the policy that is much higher than the one I was given a couple of months earlier.
    • Over the past 12 months, however, there has been much more interest from market-makers so that many more policies are being sold at an appreciably higher price than the surrender value.
    • Are you defining the surrender value of your policies upfront?
    • Because of the poor return on surrendering endowment policies, there is now a market for selling endowment policies - usually at a better price than the surrender value under the policy.
    • If distributed, the policy's value for income and gift tax purposes also would be its cash surrender value.
    • The ombudsman uses the current surrender value to estimate whether there has been any loss.
    • The assured is then paid the surrender value of the policy, which is calculated by an actuary on the basis of the amounts paid to date.
    • You could try the second hand market as well to see if you could get a better price from a market maker than on the surrender value.
    • Some will also require the surrender value to be at least £1,500.
    • You need to get a valuation of what the policy might produce in two years, and what the surrender value will be now.
    • Also included is the declaration of acceptance note which must be signed and forwarded within one month to guarantee the surrender value quoted.
    • Just before his first child entered the school, when he sought a surrender value several years into the 14-year policy, he found that the plan was worth only £7,500.
    • With Irish Life you have to order your surrender value six months in advance.
    • This means that there may be a tax liability if the cash surrender value exceeds the adjusted cost base of the policy, although the donation credit will likely outweigh this.
    • Companies will also let you withdraw funds and deduct the withdrawal from the policy's cash surrender value.
    • The second tier is the excess of settlement proceeds over the surrender value.
    • Often, this isn't a good idea, as your life assurer will offer you a pretty measly surrender value for your plan, even if it's only a few years from maturity.
    • Over two years, the situation has worsened, with the average surrender value coming in at 12% lower than the original investment at £21,954.
    • A number of firms will buy endowments for more than their surrender value.
    • He made a particularly important contribution by proposing an elegant mathematical formula to determine the surrender value of a life insurance policy.
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