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词汇 time deposit
释义

Definition of time deposit in English:

time deposit

noun
  • A deposit in a bank account that cannot be withdrawn before a set date or for which notice of withdrawal is required.

    定期存款

    Example sentencesExamples
    • Dual currency time deposit is another type of account available.
    • The government this month also eliminated its blanket insurance on time deposits at banks, leaving households even more exposed to the nation's financial troubles.
    • Even a time deposit at the local bank carries penalties: you generally lose all the interest if you withdraw your money before the contracted maturity date.
    • The high interest rate environment, in turn, often causes a shift of investment money from the equity market to fixed income instruments such as bank savings accounts and time deposits.
    • Demand and checkable deposits increased $19.7 billion, while savings and small time deposits declined $2.9 billion.
    • This definition excludes all securities, which are subject to risk of capital loss, and time deposits, which carry penalties for early withdrawal.
    • Despite my clear and specific instruction to liquidate my time deposit on maturity, Citibank failed to do so.
    • The center is dependent on the goodwill of its donors, which it collects in a time deposit and uses the interest to cover the difference in costs.
    • Institutional money fund deposits expanded $7 billion, large time deposits $4.3 billion, and repurchase agreements increased $8.3 billion.
    • However, he denied that this was mainly because of investing in bank deposits, saying the proportion of investments in time deposit was down to 30 percent from 90 percent 10 years ago.
    • For instance, there are funds which deal only in instant-access cash, yet pay wholesale rates of interest which only the largest investors would be able to get from a bank or building society time deposit.
    • Both small time deposits and retail money fund assets declined $2.5 billion.
    • At the end of 1998, one-month time deposits alone stood at $21.2 billion, nearly 400% more than a year earlier.
    • Even if you've set ultra-conservative risk parameters, your investment manager should at least be able to beat the bank over time - otherwise you might as well leave your money on time deposit.
    • Under the regulation, all interest gains from banks savings, time deposits, checking accounts and Bank Indonesia Certificates are subject to 20 percent income tax.
    • Under the existing blanket guarantee program, the government guarantees time deposits and savings of all liquidated banks; but it will not reimburse bond investors.
    • For the remaining four years, the yields will be floated at 2.5 percentage points above the average interest rate of three-month time deposits at four local banks, he said.
    • Over time, a time deposit can also give you the same yield; interest rates will not stay low forever.
    • Otherwise, e-money issuers would hold securities or time deposits.
    • Whereas a time deposit carries a set interest rate, yields on money-market funds can change - and sometimes even turn negative - depending on the value of the instruments the fund is holding.

Definition of time deposit in US English:

time deposit

noundēˈpäzət
  • A deposit in a bank account that cannot be withdrawn before a set date or for which notice of withdrawal is required.

    定期存款

    Example sentencesExamples
    • The center is dependent on the goodwill of its donors, which it collects in a time deposit and uses the interest to cover the difference in costs.
    • For the remaining four years, the yields will be floated at 2.5 percentage points above the average interest rate of three-month time deposits at four local banks, he said.
    • At the end of 1998, one-month time deposits alone stood at $21.2 billion, nearly 400% more than a year earlier.
    • Under the regulation, all interest gains from banks savings, time deposits, checking accounts and Bank Indonesia Certificates are subject to 20 percent income tax.
    • Even a time deposit at the local bank carries penalties: you generally lose all the interest if you withdraw your money before the contracted maturity date.
    • Demand and checkable deposits increased $19.7 billion, while savings and small time deposits declined $2.9 billion.
    • Even if you've set ultra-conservative risk parameters, your investment manager should at least be able to beat the bank over time - otherwise you might as well leave your money on time deposit.
    • The high interest rate environment, in turn, often causes a shift of investment money from the equity market to fixed income instruments such as bank savings accounts and time deposits.
    • However, he denied that this was mainly because of investing in bank deposits, saying the proportion of investments in time deposit was down to 30 percent from 90 percent 10 years ago.
    • Over time, a time deposit can also give you the same yield; interest rates will not stay low forever.
    • The government this month also eliminated its blanket insurance on time deposits at banks, leaving households even more exposed to the nation's financial troubles.
    • Institutional money fund deposits expanded $7 billion, large time deposits $4.3 billion, and repurchase agreements increased $8.3 billion.
    • Despite my clear and specific instruction to liquidate my time deposit on maturity, Citibank failed to do so.
    • Whereas a time deposit carries a set interest rate, yields on money-market funds can change - and sometimes even turn negative - depending on the value of the instruments the fund is holding.
    • Otherwise, e-money issuers would hold securities or time deposits.
    • Dual currency time deposit is another type of account available.
    • Under the existing blanket guarantee program, the government guarantees time deposits and savings of all liquidated banks; but it will not reimburse bond investors.
    • For instance, there are funds which deal only in instant-access cash, yet pay wholesale rates of interest which only the largest investors would be able to get from a bank or building society time deposit.
    • This definition excludes all securities, which are subject to risk of capital loss, and time deposits, which carry penalties for early withdrawal.
    • Both small time deposits and retail money fund assets declined $2.5 billion.
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